Education First Credit Union Beaumont TX

Introduction

Welcome to Education First, your trusted credit union located at 740 Fannin St, Beaumont, TX 77701. Since our establishment in 1952, we have proudly served our community, growing alongside our members and adapting to their needs. With a total membership of 32,625 and assets exceeding $622,827,882, we are dedicated to providing personalized financial services that empower our members to achieve their financial goals. At Education First, we understand that every member's journey is unique. Whether you're looking for a loan or simply want to grow your savings, our experienced team is here to guide you every step of the way. Our CEO, Urjit Patel, along with Board President Chris Busch, lead a committed team of 155 employees who work tirelessly to ensure you receive exceptional service. Our financial health reflects our commitment to our members. We maintain a robust net worth of $53,858,908 and hold total deposits of $13,272,048. With nearly 26,824 loans and leases provided, we help individuals and families turn their dreams into reality. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address: 740 Fannin St, Beaumont, TX 77701. Ready to take the next step? Visit our website at Education First or call us at 409-832-4322 for more information on how we can help you today!

Branch History & Mission

Community Commitment

Education First is more than just a financial institution; we are actively involved in community outreach initiatives aimed at improving the lives of those around us. From partnerships with local schools to support programs for families in need, we believe in giving back and investing in our community's future. Though we currently do not offer ATM services or drive-thru banking, we prioritize convenience through digital advancements such as online banking and mobile payments. This ensures that even when you can't visit us in person, you still have access to your accounts whenever you need them.

Join Us

We invite you to become part of the Education First family. Experience firsthand how we're dedicated not only to your financial growth but also to fostering a sense of community among our members. Visit us at 740 Fannin St Beaumont Tx 77701, give us a call at (409) 832-4322, or explore our website at www.educationfirstfcu.org for more information on how you can join today! Together, let's build a brighter financial future!

Our Journey

Education First began with a small group of passionate individuals who believed in the power of community-driven finance. Over the years, we have grown significantly, now proudly boasting a membership of over 32,600 individuals. Our total assets have reached an impressive $622,827,882, reflecting our commitment to providing secure and reliable financial services to our members. From our humble beginnings, we've evolved into a trusted partner for many families and businesses in Beaumont. Our headquarters in Beaumont, TX allows us to stay connected with our members while providing essential services tailored to their needs. We understand that financial success isn't just about numbers; it's about building relationships and supporting one another.

Our Mission

At Education First, our mission is clear: we strive to enhance the financial well-being of our members and the communities we serve. We believe that everyone deserves access to quality financial education and resources that empower them to make informed decisions. Whether it's helping you purchase your first car or offering guidance on budgeting for your future, we are here to support you every step of the way. While members can visit us at 740 Fannin St Beaumont Tx 77701, official correspondence should be sent to 740 Fannin St, Beaumont, TX 77701. We pride ourselves on being accessible and customer-focused. Our operating hours from 9:00 AM to 5:00 PM on weekdays ensure that we're here when you need us most.

Branch Location & Accessibility

Accessibility Features

At Education First, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and other accommodations to ensure everyone can easily access our services. Parking is available nearby, making your visit as convenient as possible.

Contact Us

If you have any questions or need assistance before visiting us, feel free to give us a call at 409-832-4322. We're always happy to help! Come see how Education First can make a positive difference in your financial journey today!

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM, so you can stop by at a time that works for you.

Services Offered

Though we do not have ATM services or drive-thru banking at this location, we offer a range of services inside the branch designed to meet your financial needs. Our friendly staff is ready to assist you with anything from opening an account to discussing loan options.

Member Eligibility

At Education First, we believe that everyone deserves a place in our community. Becoming a member is easy and open to those who live, work, or attend school in certain areas, as well as their family members. Whether you're looking for a supportive financial partner or want access to better rates on loans and savings, joining us can be your first step towards financial empowerment. For detailed information on eligibility requirements, feel free to visit our website at https://educationfirst-cloud.lending360.com/accountopening/application?membershipanchorset=true#/membership. Ready to start your journey with us? Opening an account is straightforward! You can find all the necessary steps and options at https://internetloanapplication.cudl.com/educationfirstfcu/?_ga=2.247363780.1392986841.1672179919-1944004256.1651503353. If you have any questions or need assistance, don't hesitate to reach out to us at (409) 832-4322. We're here to help you every step of the way at our branch located at 740 Fannin St Beaumont Tx 77701. Join us and experience the benefits of being part of the Education First family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the ability to accept payments easily and efficiently. Our merchant services make it simple for you to manage transactions, enhancing customer satisfaction and streamlining operations. This means more time focusing on what you do best running your business. Located at 740 Fannin St, Beaumont, TX 77701, we invite you to visit us or give us a call at 409-832-4322 to learn how we can help your business thrive!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,357,990, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, digital banking is more important than ever. At Education First, we understand that you want flexibility in managing your finances. That's why we offer online banking and a mobile application that lets you check balances, transfer funds, and pay bills from the comfort of your own home or on the go. You can even send money directly to friends or family through our person-to-person payment feature ideal for splitting bills or sending gifts.

Everyday Banking Needs

One of the key services offered at Education First includes essential ATM services. While we currently provide ATM services only, this allows our members to easily access their funds anytime, anywhere. Imagine being able to withdraw cash for an unexpected dinner out or make a quick deposit before heading home after work all with the convenience of our ATM locations.

Join Our Community

We invite you to explore all that Education First has to offer. Whether you're a long-time member or considering joining us for the first time, we're here to help with all your financial needs. Visit our website at educationfirstfcu.org for more information about our services and how you can become a member today. In conclusion, Education First is committed to providing a comprehensive suite of financial services designed with you in mind. From accessible ATM services to robust digital banking options, we're here to support you every step of the way. Don't hesitate reach out today and let us assist you in achieving your financial goals!

Security and Support

We take your security seriously. With features like electronic signature authentication and e-statements, you can feel confident knowing that your information is protected while enjoying easy access to your accounts. If you ever have questions or need assistance, our friendly staff is just a phone call away at 409-832-4322.

Digital & Online Banking

Key Services

Explore our online banking features at Education First to take full control of your financial life. Our platform offers 24/7 online banking services, allowing you to check balances, make payments, and transfer funds at any time. Whether you're at home or on the go, our mobile application ensures that your banking needs are just a tap away. With features like E-Statements, you can enjoy quick access to your financial statements without the clutter of paper. It's not only environmentally friendly but also helps you stay organized. We also offer Electronic Signature Authorization, making it easy for you to sign documents digitally no need for printing or mailing. Our Mobile Payments feature lets you pay bills and send money directly from your phone. Need to split a dinner bill? Use our Person-to-Person Transfers to quickly send money to friends and family without any hassle. Security is a top priority for us. You can trust that all transactions through our online banking system are protected with advanced security measures. This means you can manage your finances confidently, knowing that your information is safe. In summary, with Education First's digital and online banking services, you have everything you need for real-time account management right at your fingertips. Experience ease of use and accessibility every day by visiting us online at Education First.

Financial Strength

At Education First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to be a reliable partner in your financial journey. Our financial data reflects our commitment to maintaining strong fiscal health. With a net worth of $53,858,908, we are well-positioned to provide better rates and lower fees while enhancing the services you deserve. Our net worth ratio of 863% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $188,678,620 in share certificates and $87,677,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. With $53,141,933 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,586 in total auto loans and $385,930,521 in total loans and leases available. Despite experiencing a net income of -$1,339,236, we remain dedicated to operational efficiency and continuous improvement. We also take pride in having 154 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With total share accounts reaching 75,521, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Education First is your trusted partner. Visit us at 740 Fannin St Beaumont Tx 77701 or call 409-832-4322 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $100,090,887 in used vehicle loans and $61,768,069 in new vehicle loans to help our members get on the road with confidence. Whether you're considering a brand-new model or a reliable used car, we have flexible financing options available.

Business Financing

For business owners seeking capital to grow and expand their ventures, our outstanding commercial loans totaling $14,357,990 are here to support your ambitions. We recognize that every business has unique needs; that's why we work closely with entrepreneurs to provide tailored solutions. At Education First, we're committed to helping you find the right loan product that aligns with your goals. If you're interested in exploring eligibility options or refinancing solutions for any of our loan products, please don't hesitate to reach out. For more information or assistance with your loan application process, contact us at (409) 832-4322 or visit us at 740 Fannin St Beaumont TX 77701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be part of your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $14,646,093, making buying or refinancing simple. We can assist you with various refinancing options to ensure you find the best fit for your budget and lifestyle.

Unsecured Credit Card Loans

Managing finances effectively is easier with our unsecured credit card loans. With a total of $18,378,982 in loans available, we provide flexible terms that allow you to handle everyday expenses without added stress.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working exclusively with institutions that meet these standards, LendMesh guarantees that the loan comparisons are both accurate and trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is credible and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every user has equal access to the best available loan options without influence from advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. Users can easily compare different offers side by side to find what suits their needs best. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*