Home Equity Loans in Beaumont, TX 77705

If you’re a Beaumont homeowner ready to unlock your home’s value, a HELOC can be a smart way to fund projects or consolidate debt. Compare flexible home equity loan offers from trusted local lenders to find the best rates and terms that fit your needs.

With options tailored for Beaumont, TX residents, you’ll enjoy personalized service and fast funding. Whether you’re upgrading your home or managing expenses, exploring multiple HELOC offers helps you secure the right financing with ease and confidence.

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APR

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4.54 - 5.54 %

5 Yrs

50 %

∞

4.75 - 9.75 %

20 Yrs

80 %

∞

5 - 8 %

20 Yrs

∞

5.14 - 6.74 %

5 - 30 Yrs

∞

5.24 - 6.49 %

5 - 30 Yrs

80 %

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.34 - 8.24 %

30 Yrs

80 %

∞

5.375 - 7.5 %

4 - 30 Yrs

∞

5.49 %

20 Yrs

80 %

∞

5.5 %

5 - 20 Yrs

70 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Neighborhood has a Home Equity rate range of 4.54% to 5.54% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR is 4.54% , matching the recent history exactly. East Texas Professional has a Home Equity rate range of 4.75% to 7% today, unchanged from 7, 30, and 90 days ago, and the minimum rate matches the 60–day rate of 4.75% . Their HELOC rates are between 6.75% and 9.75% , unchanged from both 7 and 30 days ago.

First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now. Austin Telco has a Home Equity loan with an APR range of 5.14% to 6.74% today. This rate range is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

A+ has a Home Equity loan with an APR range of 5.24% to 6.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is steady at 6.24% today, unchanged from the past 7, 30, and 60 days as well. Both products show no rate changes over these time periods. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Texas Bay has a Home Equity rate range of 5.34% to 6.94% today, which is up from 5.34% to 6.64% seven days ago but the same as 30 and 60 days ago. Its HELOC rates are 7.74% to 18% now, unchanged from 30 days ago and steady compared to 60 days ago when the top rate was slightly lower. Randolph Brooks has a Home Equity rate range of 5.38% to 7.5% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. Its HELOC rate is steady at 6.25% , unchanged from 7, 30, and 60 days ago.

Gulf Coast Educators has a Home Equity loan with an APR of 5.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Intouch has a Home Equity loan with a 5.5% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months.

🏦 Local Lenders in Beaumont, TX

WELLSPRING FEDERAL CREDIT UNION — 3805 W CARDINAL DR BEAUMONT TX 77705
COMMON CENTS FEDERAL CREDIT UNION — 8109 SMITH RD BEAUMONT TX 77705
PEAR ORCHARD FEDERAL CREDIT UNION — 3390 SARAH ST BEAUMONT TX 77705
EDUCATION FIRST FEDERAL CREDIT UNION — 4695 ROLFE CHRISTOPHER DR BEAUMONT TX 77705

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🏘️ All the Lenders Available in Jefferson County, TX

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Why compare Home Equity Loans in Beaumont, TX on LendMesh

If you’re exploring HELOC home loans in Beaumont, TX, it pays to keep comparing lenders on LendMesh. Different lenders offer varying rates and terms, so taking a little extra time could help you find a deal that fits your financial goals better. There’s no rush—use LendMesh to easily compare options and unlock the best value from your home equity loan or line of credit.

To stay on top of the latest rate changes and loan deals in Beaumont, consider subscribing to LendMesh. Simply set your target rate, and we’ll alert you when offers dip below that number. You’ll receive expert insights, market trends, and curated loan options right in your inbox, helping you make informed decisions without the hassle. Join thousands of smart borrowers who trust LendMesh to find the best HELOC opportunities.

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