Welcome to pear-orchard, your trusted financial partner since 1965. Located in the heart of Beaumont, TX, we pride ourselves on our commitment to serving our community and empowering our members through tailored financial solutions. Under the leadership of CEO Frank Owens and Board President Walter Thomas, we strive to create a welcoming environment where everyone can achieve their financial goals. As a member-focused institution, we are dedicated to providing high-quality services that foster trust and accessibility for all.

At pear-orchard, your peace of mind is our priority. We are proud to be federally insured by the NCUA since 3/19/1971 0:00, ensuring that your deposits are secure with us. While we embrace traditional values of service and community, we also recognize the importance of modern banking conveniences. Although we currently do not offer online banking, mobile applications, or electronic payments, our mission remains focused on providing essential banking services including personal loans, auto financing, and business banking solutions designed with you in mind. For any inquiries or assistance, feel free to reach us at our main office in Beaumont at fax number (409) 842-4804. Visit us online at to learn more about how we can help you thrive financially.

At pear-orchard, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions that include checking and savings accounts to specialized auto loans and vehicle financing, we are dedicated to helping you manage your everyday banking effectively. Our mortgage loans and refinancing options provide pathways for home ownership, while our credit cards with rewards can enhance your purchasing power. For small business owners, our business banking services, including merchant services and business loans, are tailored to support growth and success.

In today’s fast-paced world, having digital access is essential, and that’s why pear-orchard provides robust online banking features. Although we currently do not offer mobile applications or services like person-to-person transfers or mobile payments, our commitment to innovation ensures that we continually explore ways to enhance your banking experience. Whether you're planning for life milestones or simply looking to streamline your finances, our tools are here to help. Membership at pear-orchard is accessible, and you can find out more about eligibility by visiting . If you're considering a loan, check out our competitive rates through https://www.lendmesh.com/loans/mortgage_loans . Should you have any questions or need personal assistance, feel free to reach out via fax at (409) 842-4804—we're here for you!

In the heart of Beaumont, TX, pear-orchard stands as a pillar of financial stability and community support. With a total membership of 317, we pride ourselves on building lasting relationships with our members. Our commitment to excellence is reflected in our robust total assets of 1,023,156, demonstrating our ability to effectively manage resources and deliver reliable financial services.

The trust placed in us is further underscored by our net worth of 203,859, which signifies our strong financial foundation. Despite the challenges that many institutions face, we have maintained a solid net income of 0, showcasing our operational efficiency and sound management practices. With total deposits reaching 201,230, members can rest assured knowing their funds are secure and working for them.

At pear-orchard, we understand the importance of lending services, which is why we offer a diverse range of loans and leases totaling 46. Whether you’re looking for an auto loan or personal financing solutions, our dedicated team is here to assist you every step of the way. Our experienced staff, consisting of only 3 employees, ensures personalized service tailored to meet your specific needs.

Our impressive net worth ratio of 1,992 reflects our commitment to maintaining a healthy balance between our assets and liabilities, providing peace of mind for our members. In addition, with a credit card loan volume of 15 and an auto loan volume of 24, we offer competitive options that cater to various financial goals.

We are proud to be part of the national credit union movement, promoting transparency and community engagement while making a positive impact in the lives of those we serve. Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov affirm our credibility as a trusted financial partner.

Join us at pear-orchard today and experience the difference firsthand. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.