PEAR ORCHARD FEDERAL CREDIT UNION - Beaumont, TX

At Pear Orchard, we're more than just a credit union; we're a community partner dedicated to helping our members thrive. Located at 3390 Sarah St, Beaumont, TX 77705, our doors have been open since 1965, welcoming members with personalized services that cater to their unique financial needs. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, we've got you covered. With a total membership of 317 and assets totaling $1,023,156, we pride ourselves on being a trusted financial institution in the Beaumont area. Our commitment to our members is reflected in our robust offerings, which include personal banking, business banking solutions, and competitive loan options. We currently manage $201,230 in deposits and have issued 46 loans to date, ensuring we are always ready to support your financial goals. Led by our CEO Frank Owens and Board President Walter Thomas, our small but dedicated team of 3 employees is here to provide you with exceptional service. While you can reach us at (409) 842-4343 for any inquiries or assistance, we encourage you to visit us in person during our convenient hours: Monday through Friday from 1 PM to 5 PM, with extended hours on Tuesday until 8 PM. While members can visit us at 3390 Sarah St, official correspondence should be sent to the same address for your convenience. We believe in creating meaningful relationships with our members and fostering a sense of community. Join us at Pear Orchard today let's work together towards building a brighter financial future!

Joining the family at Pear Orchard is like finding a supportive community that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in our local area to become a member. This means you can easily connect with us and enjoy the benefits of personalized service and community-oriented banking. At Pear Orchard, we offer a variety of financial products tailored to meet your needs, from checking and savings accounts to auto loans and credit cards with rewards. Becoming a member is a straightforward process! Simply visit us at 3390 Sarah St Beaumont Tx 77705 or give us a call at (409) 842-4343 to learn more about opening an account. For detailed eligibility criteria, feel free to check out our website at . We're excited to help you start your journey with us!

At Pear Orchard, we understand that every business has unique needs and aspirations. That's why our business banking and commercial services are tailored to support your growth journey, no matter the size of your venture. Imagine having access to the right financial tools that can help you expand your operations or invest in new equipment our commercial loans are designed with your success in mind. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans funded or non-member loans available, we're ready to assist you when you're looking for flexible financing solutions. Additionally, our merchant services can simplify your payment processes, allowing you to focus more on what matters most running your business. Whether you're processing credit card transactions or managing cash flow, our services are here to ensure smooth operations. Located at 3390 Sarah St Beaumont Tx 77705 in Beaumont, TX, we invite you to reach out at (409) 842-4343 to learn more about how we can partner with you on your path to success. Let's grow together!

At Pear Orchard, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With strong financial foundations, we are committed to serving you with reliability and trustworthiness. With a net worth of $203,859, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further underscored by our net worth ratio of $1,992, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $160,258 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12 in used auto loans and $625,528 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 293, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pear Orchard is your trusted partner. Visit us at 3390 Sarah St Beaumont Tx 77705 or call (409) 842-4343 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.