Vehicle Loans in Saint Louis, MO

Ready to find the best car APR in Saint Louis, MO? Compare rates from local lenders and credit unions to get a deal that fits your budget and driving needs. Whether you’re buying new or used, we make the process simple and stress-free.

Saint Louis drivers trust us to deliver fast approvals and low rates that help you save. Start comparing today to unlock flexible loan terms and get behind the wheel sooner—with support from lenders who understand your community.

NewUsed

Filters

Lender
APR
Term
Link
Info
vcu
4.99 - 6.24 %
1 - 7 Yrs
∞
americafirst
4.99 - 7.74 %
5 - 8 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
communityamerica
5.24 - 10.49 %
∞
members1st
5.39 %
1 - 7 Yrs
∞
stlouiscommunity
5.89 - 6.99 %
5.3 - 7 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞
scu
6.49 %
7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Vantage's vehicle loans with rates ranging from 4.99% to 7.74% APR for auto loans and 7.99% to 9.99% APR for motorcycle loans. Unchanged over the past 7, 30, or 60 days. Recreational vehicle loans are also available with rates between 8.99% and 10.74% , which remain steady as well. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Communityamerica's auto loans with APRs ranging from 5.24% to 10.99% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 6.74% and 7.99% , while recreational vehicle loans range from 7.24% to 7.99% .

Members 1St's auto loans with rates ranging from 5.39% to 7.64% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 6.29% to 8.94% APR and have also shown no change in that time. Recreational loan rates are between 9.19% and 12.54% APR with no recent changes. St. Louis Community's auto loans with APRs ranging from 5.89% to 7.19% , showing no change over the past 7 and 30 days. Recreational loan rates are between 7.99% and 8.99% , with no change in the last 7 and 30 days but down from 60 days ago.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Scott has auto loan rates ranging from 6.49% to 9.24% APR, which are up from 30 days ago. Motorcycle loans start at 8.99% APR and have also increased since last month. Recreational loan rates begin at 8.99% APR and show a similar upward trend compared to 30 days ago.

🏦 Local Lenders in Saint Louis, MO

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Saint Louis County, MO

✅FIRST COMMUNITY 67619 CREDIT UNION
✅DIVISION 6 HIGHWAY CREDIT UNION
✅VANTAGE CREDIT UNION
✅TOGETHER CREDIT UNION
✅NEIGHBORS 62905 CREDIT UNION
✅ST LOUIS NEWSPAPER CARRIERS CREDIT UNION
✅ALLIANCE 63789 CREDIT UNION
✅GATEWAY METRO FEDERAL CREDIT UNION
✅ST LOUIS COMMUNITY CREDIT UNION
✅WEST COMMUNITY CREDIT UNION
✅COMMUNITYAMERICA CREDIT UNION
✅ALLTRU FEDERAL CREDIT UNION
✅ARSENAL CREDIT UNION
✅JM ASSOCIATES FEDERAL CREDIT UNION
✅COUNTY CREDIT UNION
✅HEALTH CARE FAMILY CREDIT UNION
✅CHICAGO PATROLMENS CREDIT UNION
✅FIRST MISSOURI CREDIT UNION
✅PATRIOT 64856 CREDIT UNION
✅SCOTT CREDIT UNION
✅MEMBERS 1ST 67770 CREDIT UNION
✅LUTHERAN FEDERAL CREDIT UNION
✅CO LIB CREDIT UNION
✅MERCY 63306 CREDIT UNION
✅CENTURY 60435 CREDIT UNION
✅ELECTRO SAVINGS CREDIT UNION

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