Welcome to west-community, a trusted financial institution proudly serving our community since 1936. Under the leadership of CEO Jason Peach and Board President Michael Murphy, we are dedicated to empowering our members with exceptional financial services tailored to meet their needs. Located in the heart of O Fallon, MO, we take great pride in providing accessible banking solutions that foster a sense of belonging and trust among our members. Our commitment to service is further underscored by our NCUA insurance, established on 5/14/1975 0:00, ensuring that your deposits are safe and secure.

At west-community, we understand the importance of modern banking tools in today’s fast-paced world. That’s why we offer comprehensive features such as online banking, a user-friendly mobile application, e-statements, and mobile payments to enhance your banking experience. While we currently do not support person-to-person transfers, our electronic signature authorization allows for convenient document handling. With our focus on financial empowerment and community support, we invite you to explore the range of services designed with you in mind. For more information about us, please visit our official website at https://www.westcommunitycu.org/ or contact us via fax at (636) 720-2490. Join us at west-community where your financial success is our mission.

West Community Credit Union offers a comprehensive suite of financial services designed to meet the diverse needs of its members. From personal banking solutions like checking and savings accounts to specialized offerings such as auto loans, mortgage refinancing, and credit cards with rewards, West Community is committed to helping individuals navigate their financial journeys. The credit union also provides business banking services, including merchant services and business loans, making it an excellent partner for small businesses looking to grow and thrive. With convenient ATM and cash withdrawal services available across various branches, members can access their funds whenever they need them.

In today's fast-paced world, digital access is paramount, and West Community understands this need. Members benefit from robust online banking capabilities that allow for easy account management from the comfort of their homes. The mobile application further enhances this experience, enabling members to perform transactions on-the-go. While person-to-person transfers are not currently offered, features such as e-statements and e-signatures streamline banking processes for added convenience. Whether you’re planning for life milestones or seeking tools to manage everyday expenses effectively, West Community Credit Union provides the resources necessary to achieve your financial goals. To learn more about membership eligibility or to explore loan options, visit https://www.westcommunitycu.org/membership/index .htm or check out comparative rates at https://www.lendmesh.com/loans/vehicle_loans . Should you have any questions or require personalized support, feel free to reach out via fax at (636) 720-2490; our team is here to assist you every step of the way.

West Community Credit Union stands as a beacon of trust and reliability in the financial landscape, serving a growing membership base that currently totals 32,405. Since its inception in 1936, West Community has cultivated a reputation for excellence, evidenced by its impressive total assets amounting to 480,510,920. This robust foundation allows the credit union to provide a wide array of services tailored to meet the diverse needs of its members.

With a net worth of 39,071,884 and a commendable net worth ratio of 812, West Community demonstrates sound financial health and stability. These metrics reflect the credit union's commitment to prudent management and responsible lending practices, ensuring that members can have confidence in their financial partner. The organization reported a net income of 1,020,854, showcasing its ability to generate profit while still prioritizing member service over shareholder profits.

The strength of West Community is further illustrated by its total deposits, which reach 5,102,140, signifying the trust that members place in their institution. This trust enables West Community to maintain a healthy portfolio, with total loans and leases amounting to 20,099. The credit union actively supports the community through various loan offerings, including an auto loan volume of 10,956 and commercial loans totaling 42. Such extensive lending capabilities not only empower individual members but also stimulate local economic growth.

Moreover, with a dedicated workforce comprising 122 employees, West Community is committed to providing personalized service that meets the unique needs of every member. This level of attention ensures that each member feels valued and understood, reinforcing their loyalty to the credit union.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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