WEST COMMUNITY CREDIT UNION

At the heart of West Community's mission is a commitment to enhancing the financial well-being of our members while supporting the communities we serve. We strive to empower individuals through responsible lending practices and personalized financial solutions. Our goal is not just to be your bank but to be your partner in achieving your financial dreams. While members can visit us at 1222 Spruce St Rm 10209 Saint Louis Mo 63103, official correspondence should be sent to our mailing address if it differs from our physical location. We invite everyone in the area to join us during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM, with extended hours on Wednesday from 10:00 AM to 4:00 PM. West Community embraces innovation while ensuring compliance with ADA standards. We understand that every member's needs are unique; therefore, we focus on offering tailored solutions that make banking easier for everyone. Our outreach programs aim to strengthen local ties by partnering with organizations that share our vision of community support and development. We encourage you to experience firsthand what it means to be part of West Community. Join us today and discover a credit union where you're more than just a number you're family! Visit us online or call us at (636) 720-2400 for more information about membership opportunities or how we can help you achieve your financial goals. Together, let's build a brighter future!

If you have any questions or need assistance, don't hesitate to reach out at 636-720-2400. Our team is ready to assist you with all your banking needs. We invite you to visit us today at West Community; we look forward to welcoming you into our branch!

You'll find us near notable spots like the iconic Citygarden and the vibrant Busch Stadium, making it easy to combine your banking needs with a day out in the city. With plenty of parking available, visiting us is hassle-free. Plus, our location is ADA compliant, ensuring that everyone can access our services comfortably.

We understand that life gets busy! That's why we offer flexible hours: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM, and Wednesday from 10:00 AM to 4:00 PM. This schedule allows you to choose a time that works best for you. At West Community, we provide ATM services along with basic shared branch transactions for partner credit union members. While we don't have drive-thru banking at this location, our ATM ensures you can access your funds quickly and efficiently.

In addition to loans, we offer merchant services designed to simplify everyday transactions. Whether you're a retail shop or a service provider, our solutions help you process payments smoothly and efficiently. This means more time focusing on what you do best running your business. Located at 1222 Spruce St Rm 10209 Saint Louis Mo 63103 in Saint Louis, MO, we're here to partner with you on your journey. Reach out to us at (636) 720-2400 to learn how we can assist you in achieving your business goals!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $40 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,558,082, we continue to drive economic growth by financing new and expanding businesses.

At West Community, we're not just about transactions; we're about building relationships. Our commitment extends beyond banking services. We strive to support our community through various initiatives and programs aimed at promoting financial literacy and well-being.

In today's fast-paced world, convenience is key. That's why West Community offers robust digital banking features. With our online banking platform, you can manage your accounts from anywhere, anytime. You can check your balances, transfer funds, and even pay bills without stepping foot into the branch. Our mobile application takes this convenience further by allowing you to perform these actions directly from your smartphone. We understand that accessing financial services should be straightforward and hassle-free. That's why we ensure that whether you're using an ATM or our online platform, you'll have a user-friendly experience every step of the way.

Whether you're looking to manage your day-to-day finances or plan for the future, our services are designed with you in mind. We offer ATM Services Only, allowing you to access your funds whenever you need them. Our ATMs provide basic functions such as withdrawals and balance checks, making it easy for you to stay on top of your finances. For members of partner credit unions, we also provide Basic Shared Branch Transactions. This means that if you're a member of another participating credit union, you can make deposits and withdrawals right here at our location. It's all about making banking easier for everyone.

Ready to experience the difference with West Community? Whether you're visiting us for ATM access or utilizing our online services, we're here to help you every step of the way. If you have any questions or need assistance, don't hesitate to call us at (636) 720-2400. Join us today and discover how easy managing your finances can be!

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills with just a few clicks. No more waiting in line or rushing to the bank before closing time! Plus, our mobile application makes it even easier to handle your finances right from your smartphone. You can download it today and start enjoying the benefits. Security is a top priority for us. Our electronic signature authorization feature provides an extra layer of protection when you sign documents online, ensuring your information is safe. We also offer e-statements for easy access to your account statements without the clutter of paper. You'll receive notifications when they are ready, so you can stay on top of your finances effortlessly. Want to make payments quickly? Our mobile payments feature lets you pay merchants directly from your phone, making transactions faster than ever. And while we currently don't offer person-to-person transfers, we're always exploring new ways to enhance our services. In summary, West Community is committed to providing user-friendly digital banking solutions that empower you to take control of your financial journey with ease and confidence. Visit us at https://www.westcommunitycu.org/ today and discover how simple managing your money can be!

Total Share Accounts: 60,583, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,160,275. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, West Community is your trusted partner. Visit us at 1222 Spruce St Rm 10209 Saint Louis Mo 63103 or call (636) 720-2400 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $122,041,431 in share certificates and $41,575,440 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,739,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our $1,020,854 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 120 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With $34,820,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community support is reflected in our lending capacity; with $5,478 in used auto loans and $404,784,179 in total loans and leases, we help our members achieve their financial goals across various sectors.

With a net worth of $39,071,884, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $812 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,036,717 in used vehicle loans and $34,062,840 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that can fit your budget.

For business owners, our outstanding commercial loans totaling $20,558,082 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support you with tailored financing solutions.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $155,646,608, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the financing you need for your dream home.

If you're considering refinancing any existing loans, we can guide you through eligibility options that may help reduce your payments or lower your interest rates. Our goal is to ensure you find the best possible financial solution tailored to your needs. For more information about our loan offerings or to discuss which product might be right for you, feel free to contact us at (636) 720-2400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at our branch located at 1222 Spruce St Rm 10209 Saint Louis Mo 63103, Saint Louis, MO MO, and let's work together towards achieving your financial goals!

We also offer flexible terms on unsecured credit card loans, with a total of $14,113,132 in loans helping members manage their finances effectively. This option is perfect for those looking to build credit or cover unexpected expenses without tying up your assets.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the information you receive is both reliable and up-to-date.

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To start comparing real-time loan offers today, visit LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*