Home Equity Loans in Saint Louis, MO

Looking to tap into the equity in your Saint Louis home? Compare home equity loan offers tailored for local homeowners, with competitive rates and flexible terms designed to fit your unique needs.

Whether you’re planning a remodel or need extra cash for other goals, finding the right loan in Saint Louis, MO is easier than ever. Start comparing today to unlock your home’s potential with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
members1st
5.74 - 9.74 %
20 Yrs
100 %
∞
stlouiscommunity
5.79 - 18 %
10 Yrs
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Members 1St has a Home Equity loan with an APR range of 5.74% to 9.74% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.75% today and has not changed over the past 7, 30, 60, or 90 days. Both rates have stayed steady during this time. St. Louis Community shows a HELOC APR of 5.79% , unchanged from 7 and 30 days ago. Its Home Equity loan rate is 6.29% , also unchanged from both 7 and 30 days earlier. The Other loan program holds steady at 18% APR with no change over the past month.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

🏦 Local Lenders in Saint Louis, MO

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🏘️ All the Lenders Available in Saint Louis County, MO

✅FIRST COMMUNITY 67619 CREDIT UNION
✅DIVISION 6 HIGHWAY CREDIT UNION
✅VANTAGE CREDIT UNION
✅TOGETHER CREDIT UNION
✅NEIGHBORS 62905 CREDIT UNION
✅ST LOUIS NEWSPAPER CARRIERS CREDIT UNION
✅ALLIANCE 63789 CREDIT UNION
✅GATEWAY METRO FEDERAL CREDIT UNION
✅ST LOUIS COMMUNITY CREDIT UNION
✅WEST COMMUNITY CREDIT UNION
✅COMMUNITYAMERICA CREDIT UNION
✅ALLTRU FEDERAL CREDIT UNION
✅ARSENAL CREDIT UNION
✅JM ASSOCIATES FEDERAL CREDIT UNION
✅COUNTY CREDIT UNION
✅HEALTH CARE FAMILY CREDIT UNION
✅CHICAGO PATROLMENS CREDIT UNION
✅FIRST MISSOURI CREDIT UNION
✅PATRIOT 64856 CREDIT UNION
✅SCOTT CREDIT UNION
✅MEMBERS 1ST 67770 CREDIT UNION
✅LUTHERAN FEDERAL CREDIT UNION
✅CO LIB CREDIT UNION
✅MERCY 63306 CREDIT UNION
✅CENTURY 60435 CREDIT UNION
✅ELECTRO SAVINGS CREDIT UNION

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