Vehicle Loans in Saint Louis, MO

Shopping for an auto loan in Saint Louis, MO? Compare offers from local lenders to find the best rates and terms that fit your budget. Whether you’re buying new or used, getting pre-approved helps you shop with confidence and save money.

Saint Louis drivers trust community lenders for quick approvals and friendly service. By comparing multiple loan options, you can secure a low-rate loan while supporting local institutions that care about your neighborhood and your ride.

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
1stmidamerica
4.74 - 7.49 %
4 - 7 Yrs
firstcommunity
4.75 - 6.5 %
3 - 7 Yrs
cccu
4.84 - 5.94 %
3 - 7 Yrs
mazuma
4.89 %
7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. 1St Midamerica has auto loan rates ranging from 4.74% to 7.49% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.55% and 7.99% APR, also unchanged over the past month. Recreational loan rates range from 6.74% to 8.24% APR and have stayed steady compared to 7 and 30 days ago.

First Community's auto loans with APRs ranging from 4.75% to 6.5% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 6.25% and 8.5% , which have also stayed the same over the past 7 and 30 days. City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago. Mazuma's auto loans with an APR of 4.89% , which has not changed in the past 7 or 30 days. Motorcycle loans have a 5.89% APR, also showing no change over the same periods. Recreational vehicle loans share the same 5.89% APR with no recent changes.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

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Why compare Vehicle Loans in Saint Louis, MO on LendMesh

If you’re searching for an auto loan in Saint Louis, MO, it pays to keep comparing lenders on LendMesh. Different banks and credit unions offer varying rates and terms, so checking multiple options helps you find better deals and potentially save hundreds over the life of your loan. Take your time, explore your choices, and drive away with the confidence that you’ve secured the best financing for your new or used vehicle.

To stay ahead in the Saint Louis auto loan market, consider subscribing to LendMesh’s personalized alerts. Just set your target interest rate, and we’ll notify you when offers dip below that mark. You’ll also receive weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan deals—all tailored to help you make smarter borrowing decisions. Join thousands of savvy borrowers who rely on LendMesh to catch the best opportunities as soon as they arise.

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