Vehicle Loans in Virginia, MN

Looking for the best low-interest auto loans in Virginia, MN? Compare offers from local credit unions and lenders to find rates that fit your budget and get you behind the wheel faster. It’s simple, smart, and tailored to your needs.

Virginia drivers trust community lenders for quick approvals and friendly service. Start comparing today to save more on your new or used car loan and support the local economy with every payment.

NewUsed

Filters

Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
∞
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
∞
rcu
4.84 - 8.74 %
2 - 6.2 Yrs
∞
cccu
4.99 - 6.09 %
3 - 7 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
mymagnifi
5.441 - 7.193 %
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Royal's auto loans with APRs ranging from 4.54% to 8.74% and recreational vehicle loans between 4.94% and 7.44% . These rates have shown no change compared to 7 and 30 days ago. City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and slightly down from 30 days ago. Rates were higher 60 and 90 days ago. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Magnifi Financial's auto loan rates range from 3.99% to 7.19% APR, which is up from 7 and 30 days ago. Recreational loan rates are between 4.94% and 8.35% APR, also up compared to the past month. Both loan types have seen a slight increase in their minimum rates recently.

🏦 Local Lenders in Virginia, MN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Saint Louis County, MN

✅WINGS FINANCIAL CREDIT UNION
✅EMBARRASS VERMILLION FEDERAL CREDIT UNION
✅ELY AREA CREDIT UNION
✅NORTH STAR CREDIT UNION
✅NORTHWOODS CREDIT UNION
✅NORTHRIDGE COMMUNITY CREDIT UNION
✅HIBBING COOPERATIVE CREDIT UNION
✅NORTH SHORE FEDERAL CREDIT UNION
✅HARBOR POINTE CREDIT UNION
✅MINNESOTA POWER EMPLOYEES CREDIT UNION
✅DULUTH FIRE DEPARTMENT CREDIT UNION
✅MEMBERS COOPERATIVE CREDIT UNION
✅CENTRICITY CREDIT UNION
✅PROCTOR CREDIT UNION
✅SUPERIOR CHOICE CREDIT UNION
✅AFFINITY PLUS FEDERAL CREDIT UNION
✅VIRGINIA COOP CREDIT UNION
✅NORTHERN COMMUNITIES CREDIT UNION
✅SHARE ADVANTAGE CREDIT UNION
✅DULUTH POLICE DEPARTMENT EMPLOYEES CREDIT UNION

Compare other loan types in Virginia, MN

Why compare Vehicle Loans in Virginia, MN on LendMesh

If you’re searching for the best low interest auto loans in Virginia, MN, keep exploring your options on LendMesh. Comparing rates from multiple lenders helps you uncover better deals and potentially save more on your vehicle loan. Taking the time to review offers means you can find the most affordable option that fits your budget without any pressure.

To stay ahead in the Virginia, MN auto loan market, consider subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and we’ll notify you as soon as loan offers drop below that level. Along with timely updates, you’ll receive expert insights and curated loan deals weekly or monthly—making it easier to find a smart, low-rate loan when you need it.

Customers are also interested in:

Best Low Interest Auto Loans