Vehicle Loans in Minneapolis, MN

Shopping for a used car in Minneapolis? Knowing the average interest rate helps you find the best loan for your budget. Comparing offers from local lenders means you can save money and drive away with confidence.

Local credit unions in Minneapolis offer competitive rates and quick approvals tailored to your needs. Take a moment to compare vehicle loan options today and get one step closer to your next ride.

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Lender
APR
Term
Link
Info
mayocreditunion
4.19 - 4.79 %
0.1 - 7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
blazecu
4.49 - 5.7 %
3 - 7 Yrs
rcu
4.54 %
2 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
cccu
4.84 - 5.94 %
3 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mayo Employees has auto loan rates ranging from 4.19% to 6.69% APR, which are down from both 7 and 30 days ago. Recreational loan rates are between 6.64% and 7.44% APR and have also decreased since 7 days ago. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

Blaze's auto loans with APRs ranging from 4.49% to 6.95% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan rates have remained steady over the past three months. Royal's auto loans with APRs ranging from 4.54% to 8.74% and recreational vehicle loans between 4.94% and 7.44% . These rates have shown no change compared to 7 and 30 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

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Why compare Vehicle Loans in Minneapolis, MN on LendMesh

If you’re searching for the average used car interest rate in Minneapolis, MN, remember that rates can vary widely between lenders. Using LendMesh to compare offers helps you uncover better deals and potentially lower rates, putting you in control of your loan choices. Take your time exploring options from banks and credit unions to find a financing plan that fits your budget and gets you driving with confidence.

Stay ahead in Minneapolis’s competitive car loan market by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and we’ll notify you when offers fall below that mark. Plus, receive weekly or monthly updates packed with expert insights, trending rates, and carefully selected loan deals—all designed to help you save more and make informed decisions without the hassle.

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Average Used Car Interest Rate