Vehicle Loans in Saint Paul, MN

Finding the average auto loan interest rate in Saint Paul, MN doesn’t have to be complicated. Compare local offers quickly to discover rates that fit your budget and get behind the wheel sooner.

Saint Paul drivers trust local lenders for competitive rates and fast approvals. Take a moment to compare your options and find the best deal for your next vehicle loan today.

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Lender
APR
Term
Link
Info
mayocreditunion
4.19 - 4.79 %
0.1 - 7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
blazecu
4.49 - 5.7 %
3 - 7 Yrs
rcu
4.54 %
2 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
cccu
4.84 - 5.94 %
3 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mayo Employees has auto loan rates ranging from 4.19% to 6.69% APR, which are down from both 7 and 30 days ago. Recreational loan rates are between 6.64% and 7.44% APR and have also decreased since 7 days ago. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

Blaze's auto loans with APRs ranging from 4.49% to 6.95% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan rates have remained steady over the past three months. Royal's auto loans with APRs ranging from 4.54% to 8.74% and recreational vehicle loans between 4.94% and 7.44% . These rates have shown no change compared to 7 and 30 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

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