Vehicle Loans in Des Moines, IA

Searching for the lowest car loan rates in Des Moines, IA? Compare offers from trusted local credit unions to find flexible terms that fit your budget and lifestyle. Our community-focused lenders make financing simple, so you can get behind the wheel faster.

Drive away with confidence knowing you’ve found a great deal close to home. Des Moines credit unions provide quick approvals and personalized service, helping you save more on your next vehicle loan while supporting our local community.

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Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
∞
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
∞
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
∞
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
∞
penfed
4.34 - 6.24 %
3 - 7 Yrs
∞
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs
∞
c1stcreditunion
4.59 - 6.19 %
4 - 5.5 Yrs
∞
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
∞
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
∞
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Community 1St has auto loan rates ranging from 4.59% to 6.19% APR, with no change over the past 7, 30, 60, or 90 days. Recreational loan rates are between 7.19% and 7.69% APR, showing no change from 7 and 30 days ago but down from 60 days ago.

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

🏦 Local Lenders in Des Moines, IA

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🏘️ All the Lenders Available in Polk County, IA

✅GREATER IOWA CREDIT UNION
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✅COMMUNITY CHOICE 65078 CREDIT UNION
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✅MARINE 66752 CREDIT UNION
✅FINANCIAL PLUS 62965 CREDIT UNION
✅COLLINS COMMUNITY CREDIT UNION
✅JOURNEY 64361 CREDIT UNION
✅DES MOINES METRO CREDIT UNION
✅VIBRANT CREDIT UNION
✅CAPITOL VIEW CREDIT UNION
✅DES MOINES FIRE DEPARTMENT CREDIT UNION
✅POLK COUNTY CREDIT UNION
✅SERVE CREDIT UNION
✅OHIO HEALTHCARE FEDERAL CREDIT UNION
✅MIDWEST COMMUNITY FEDERAL CREDIT UNION
✅AFFINITY 62829 CREDIT UNION
✅I H MISSISSIPPI VALLEY CREDIT UNION

Compare other loan types in Des Moines, IA

Why compare Vehicle Loans in Des Moines, IA on LendMesh

If you’re searching for the lowest car loan rates credit union in Des Moines, IA, it pays to keep comparing your options on LendMesh. Exploring multiple lenders helps you uncover better deals and potentially cheaper rates tailored to your credit profile. Taking the time to shop around empowers you to make informed decisions and find the loan that fits your budget and goals.

To stay on top of the best car loan offers in Des Moines, consider subscribing to LendMesh’s personalized alerts. Simply set your target interest rate—say 4% or 5%—and receive notifications the moment deals fall below that threshold. With weekly or monthly updates featuring expert insights and hand-picked loan options, you’ll be equipped to act quickly and confidently whenever a great opportunity arises.

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