Auto Loans in Grand Rapids, MI 49503

Searching for the best used car loan interest rates in Grand Rapids, MI? Compare offers from local lenders who understand our community and want to help you drive away with a great deal.

Find flexible loan terms and low rates tailored to your budget. Whether you’re buying your first car or upgrading, exploring your options here makes getting a loan simple and stress-free.

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4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 %

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

4.99 - 6.04 %

3.1 - 7 Yrs

∞

4.99 - 14.74 %

3 - 5 Yrs

∞

4.99 - 7.49 %

3 - 8 Yrs

∞

4.99 - 7.32 %

5 - 7.5 Yrs

∞

4.99 - 8.49 %

3 - 7 Yrs

∞

4.99 - 7.69 %

0.1 - 8 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. Lafcu's auto loan rate is 4.99% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a 6.79% APR, which is steady from a week ago. Recreational loans range from 7.29% to 8.49% APR and have also seen no change in the past week.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Michigan State University has auto loan rates ranging from 4.99% to 6.04% APR, with no change from 7 or 30 days ago. Motorcycle loan rates are also 4.99% to 6.04% APR today, down from last week but unchanged from 30 days ago. Recreational loan rates range from 7.44% to 7.74% APR and have stayed the same over the past 7 and 30 days.

Credit Union 1's auto loans with APRs ranging from 4.2% to 14.74% today. The rates are down from 7 and 30 days ago, with no change in the upper range. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago. Credit Union One's auto loans with APRs ranging from 4.99% to 7.99% , showing no change from 7, 30, or 90 days ago. Motorcycle loans have rates between 6.99% and 7.24% , which have also stayed the same over the past 7 and 30 days. Recreational loans range from 6.99% to 7.99% with no changes in the last 7, 30, 60, or 90 days.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Honor's auto loans with APRs ranging from 4.99% to 7.69% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.24% and 9.69% , which have also stayed the same over the past 7 and 30 days. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

🏦 Local Lenders in Grand Rapids, MI

MICHIGAN FIRST CREDIT UNION — 50 LOUIS ST NW GRAND RAPIDS MI 49503
BLOOM CREDIT UNION — 401 HALL ST SW GRAND RAPIDS MI 49503
WEST MICHIGAN CREDIT UNION — 1720 MICHIGAN ST NE GRAND RAPIDS MI 49503
LAKE MICHIGAN CREDIT UNION — 260 JEFFERSON AVE SE GRAND RAPIDS MI 49503
LAKE MICHIGAN CREDIT UNION — 342 MICHIGAN ST NE GRAND RAPIDS MI 49503

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