Vehicle Loans in Troy, MI

Looking for the best automobile financing in Troy, MI? Compare loan offers from local lenders to find rates and terms that fit your budget. Whether it’s a new or used car, getting the right loan can make all the difference.

Save time and money by exploring multiple options side by side. With quick approvals and flexible plans, Troy drivers can get behind the wheel faster and with less stress. Start your car financing journey today and drive away happy!

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Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
genisyscu
3.79 - 5.49 %
7.2 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
sdfcu
3.99 %
3 - 7 Yrs
myfpcu
3.99 - 4.99 %
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
creditunion1
4.2 - 14.74 %
3 - 5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Genisys's auto loans with APRs ranging from 3.79% to 7.99% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are higher than the rates from 90 days ago. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Financial Plus's auto loans with rates between 3.99% and 4.99% APR, which have not changed in the past 7 or 30 days. Motorcycle loans are at 5.99% APR today, up from a range of 4.99% to 5.99% thirty days ago. Recreational vehicle loans range from 4.99% to 5.99% APR and have stayed the same over the last 7 and 30 days.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Credit Union 1's auto loans with APRs ranging from 4.2% to 14.74% today. The rates are down from 7 and 30 days ago, with no change in the upper range.

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