At Polish-American Federal Credit Union, we pride ourselves on our commitment to serving the financial needs of our community since our establishment in 1976. Under the leadership of CEO John Swidwinski and Board President Mark Reaume, we strive to empower our members through personalized service and innovative financial solutions. Headquartered in Troy, MI, we are dedicated to fostering a member-first approach that prioritizes trust and accessibility. As an NCUA-insured institution since February 3, 1976, we ensure that your deposits are protected while providing a wide range of services designed to enhance your financial well-being.

In today’s fast-paced world, we understand the importance of convenience and security in banking. That’s why we offer modern banking tools including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and more. Our focus is on making banking easier for you while maintaining the highest standards of customer service. Whether you’re looking for auto loans, mortgage options, or personal savings accounts, our dedicated team is here to help you navigate your financial journey with confidence. For more information about our services or to get in touch with us, visit our official website at https://www.mypafcu.com/ or reach us by fax at 2486193230.

At Polish-American Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized services such as auto loans, mortgage refinancing, and business banking, we are committed to helping you navigate your financial journey. Our credit cards with rewards provide additional value for everyday purchases, while our personal loans can assist in debt consolidation or other life milestones. With a focus on accessibility, we ensure that managing your finances is convenient and straightforward.

In today’s digital age, our members benefit from seamless online banking and a user-friendly mobile application that allows for easy account management anytime, anywhere. Features such as Person-to-Person transfers and mobile payments empower you to handle transactions swiftly, while e-statements keep your financial information organized and accessible. As a member of our credit union, you can take advantage of these tools to efficiently plan for life's important moments or grow your small business with confidence. To learn more about membership eligibility, please visit http://www.mypafcu.com/field-of-membership . For those exploring loan options or seeking competitive rates, consider checking out https://www.lendmesh.com/loans/vehicle_loans . If you have any questions or need assistance, feel free to reach out via fax at (248) 619-3230—we're here to support you every step of the way.

In today's financial landscape, trust and reliability are paramount, and polishamerican stands out as a beacon of stability and commitment. With a total membership of 7,153, this institution has cultivated a strong community presence since its inception. The impressive total assets of 166,426,011 reflect the robust financial health that members can depend on, alongside a solid net worth of 21,119,545 that underscores our resilience in the face of economic fluctuations.

Our dedication to serving our members is evident in our net income of 1,639,751, which allows us to reinvest in services and enhance member experiences continually. With total deposits reaching 809,955, it’s clear that our community trusts us with their savings, further reinforced by an extensive portfolio consisting of 2,842 loans and leases. This diverse lending capability not only illustrates our commitment to supporting various financial needs but also emphasizes our expertise in managing risk effectively.

The strength of polishamerican is bolstered by a dedicated team of 27 professionals who are committed to providing exceptional service. Our net worth ratio of 1,269 highlights our fiscal responsibility, ensuring that we maintain healthy reserves while still offering competitive products such as credit cards, evidenced by a credit card loan volume of 181, and a thriving auto loan division with an impressive volume of 848. Furthermore, we proudly manage 102 commercial loans, showcasing our ability to support local businesses.

Transparency is at the heart of our operations, and we invite you to explore performance insights sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We believe in empowering our members with information to make informed decisions regarding their financial futures.

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