At Railway Employees Credit Union, established in 1935, we are dedicated to serving our community with integrity and compassion. Located in Muscle Shoals, AL, we pride ourselves on providing financial empowerment and support to our members, particularly those associated with the railway industry. Under the leadership of CEO Mary Leigh Matthews and Board President David Meeks, our mission is to foster a member-first approach that prioritizes your financial needs. With NCUA insurance since May 8, 1973, you can trust that your deposits are safe and secure.

We understand that modern banking requires flexibility and accessibility. That's why we offer a suite of digital tools including online banking and e-statements, ensuring you can manage your finances conveniently from anywhere. While we do not currently provide mobile payments or a mobile app, our commitment to innovation remains strong as we continuously seek ways to enhance your experience. For any inquiries or assistance, feel free to reach us at our headquarters in Muscle Shoals or contact us via fax at (256) 383-8225. Explore our services further on our website at https://www.railwaycreditunion.com/ as we strive to make banking not just a necessity but a seamless part of your life.

At Railway Employees Credit Union, we understand that managing your finances is more than just banking—it's about achieving your life goals and securing your financial future. With a wide array of services designed to cater to both personal and business needs, we offer everything from ATM & Cash Withdrawal Services and Auto Loans & Vehicle Financing to Credit Cards with Rewards and Business Banking solutions. Our commitment to providing personalized service is complemented by our robust online banking capabilities, allowing you to manage your accounts conveniently from anywhere. Although we currently do not offer a mobile app or mobile payments, our members can still access essential features like e-statements to keep track of their finances effortlessly.

Whether you're planning for a major life milestone or looking to grow your small business, our financial products are tailored to help you navigate every step. With competitive rates on loans and the ability to check options through platforms like https://www.lendmesh.com/loans/vehicle_loans , making informed decisions has never been easier. Accessibility is key; that's why we encourage potential members to explore eligibility requirements at http://www.railwaycreditunion.com/ps/membership .php and discover how easy it is to join our community of over 1,300 members. Should you have any questions or need assistance, don’t hesitate to reach out via fax at (256) 383-8225—we're here to support you in achieving your financial aspirations.

Railway Employees Credit Union stands as a trusted financial partner in the community, boasting a total membership of 1,398 individuals. With total assets reaching an impressive 18,248,897, this credit union demonstrates its stability and commitment to serving its members effectively. The net worth of 4,312,902 showcases a robust financial foundation, reinforcing member trust and confidence in their institution.

As a testament to their reliability, Railway Employees Credit Union has accumulated total deposits amounting to 1,002,125, indicating strong member engagement and satisfaction. The organization is also active in providing financial solutions, with a diverse portfolio that includes 358 loans and leases, catering to various needs from auto loans to personal loans.

With a dedicated team of just 2 employees, the credit union emphasizes personalized service and community focus, ensuring each member receives the attention they deserve. The impressive net worth ratio of 2,363 reflects not only the credit union's sound financial health but also its ability to weather economic fluctuations while continuing to support its members.

In terms of lending capabilities, Railway Employees Credit Union holds a substantial credit card loan volume of 131 and an auto loan volume of 56, making it well-equipped to assist members in achieving their financial goals. Although commercial loans are currently not offered, the focus remains on consumer lending that directly benefits the community.

These performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those considering financing options or looking for competitive rates, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.