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Searching for auto loans near you in Troy, OH? Comparing offers from local lenders helps you find the best rates and terms tailored to your budget. Whether you’re buying new or used, getting the right loan can make your car purchase smoother and more affordable.
Troy residents trust local credit unions and banks for fast, friendly service and flexible options. Take a moment to compare vehicle loans today—saving money and driving off in your next car is easier than you think right here in your community.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-01
Credit Union Loan Rates - Trends & Analysis:
Pentagon's auto loan rates range from 3.39% to 6.24% APR today. These rates have shown no change compared to 7, 30, 60, and 90 days ago. University's auto loans with APRs ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , down from higher rates 60 and 90 days ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days.
Together's auto loans with APRs ranging from 4.64% to 5.99% , and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Other loan types like recreational and other vehicle loans have similar steady rates. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end.
Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago. Clearview's auto loan has an APR of 5.24% today. This rate has not changed compared to 7, 30, 60, or 90 days ago. Telhio's auto loan rates range from 5.05% to 5.45% APR and have not changed in the past 90 days. Motorcycle loan rates are 8.69% APR today, up from 7.16% thirty days ago. Recreational loan rates remain steady at 7.59% APR.
Directions has an auto loan with an APR of 5.49% . This rate has not changed in the past 7, 30, 60, or 90 days.