Vehicle Loans in Memphis, TN

Looking for a car loan in Memphis, TN? Compare offers from trusted local lenders to find the best rates and terms that fit your budget. Whether you’re buying new or used, getting the right loan is easier than ever when you shop smart.

Memphis drivers deserve quick approvals and friendly service. By comparing multiple vehicle loan options, you can save money and drive away with confidence, knowing you’ve chosen a loan tailored to your needs and local community.

NewUsed

Filters

Lender
APR
Term
Link
Info
ascend
5.39 - 18 %
5.1 - 12 Yrs
∞
tvfcu
5.39 - 18 %
5.3 - 7 Yrs
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
ornlfcu
5.89 %
∞
tvacreditunion
5.99 - 6.24 %
2 - 7 Yrs
∞
y12fcu
5.99 - 6.99 %
∞
listerhill
6.24 - 8.25 %
5.5 - 6.2 Yrs
∞
cafcu
6.49 - 17.75 %
5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Ascend's auto loan rates range from 4.99% to 18% APR today. The rates are unchanged from 7 and 30 days ago, up from 30 days ago, and down from 60 days ago. They match the rates from 90 days ago. Tennessee Valley has auto loan rates ranging from 4.39% to 18% APR, with no change over the past 7 and 30 days. Their recreational loans also stay steady at 6.99% to 13.99% APR during the same periods. Other loan rates remain unchanged as well. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

Ornl's auto loans with an APR of 5.89% , which is unchanged from 7 and 30 days ago. Recreational vehicle loans have a rate of 8.29% , also showing no change from a week ago. Knoxville Tva Employees has vehicle loan rates ranging from 4.99% to 6.24% APR for both auto and recreational loans. These rates show no change from 7 and 30 days ago, while the auto loan rates are down compared to 90 days ago. Y–12's auto loan rates range from 5.99% to 6.99% APR today, with no change from 7, 30, or 60 days ago. Rates are down compared to 90 days ago, when they ranged from 6.24% to 7.24% .

Listerhill's auto loans with rates ranging from 5.74% to 8.25% APR today. These rates are unchanged from 7 and 30 days ago and have gone down compared to 30, 60, and 90 days ago. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Memphis, TN

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🏘️ All the Lenders Available in Shelby County, TN

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Why compare Vehicle Loans in Memphis, TN on LendMesh

If you’re searching for a car auto loan in Memphis, TN, it pays to keep exploring your options. LendMesh lets you compare rates from multiple lenders side by side, helping you find better deals and potentially lower payments. Take your time reviewing offers from trusted banks and credit unions so you can confidently choose the loan that fits your budget and goals.

To stay on top of the best auto loan deals in Memphis, consider subscribing to LendMesh alerts. Just set your target rate—say 4% or 5%—and get notified the moment offers dip below your preferred threshold. You’ll receive weekly or monthly updates packed with expert insights, rate trends, and curated loan options, all designed to help you save money and drive away happy.

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