Vehicle Loans in Knoxville, TN

Looking for the best new car finance rates in Knoxville, TN? Compare local loan offers easily and find the perfect fit for your budget. Whether you’re eyeing a sleek sedan or a rugged SUV, getting the right loan means more savings and less stress.

Knoxville residents trust local credit unions and banks for fast approvals and personalized service. Start your car buying journey with confidence, knowing you’re supported by lenders who understand your needs and community. Your new ride is closer than you think!

NewUsed

Filters

Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
∞
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
∞
orionfcu
3.95 %
7 Yrs
∞
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
∞
leaderscu
3.99 %
3 - 8 Yrs
∞
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
∞
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
∞
penfed
4.34 - 6.24 %
3 - 7 Yrs
∞
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs
∞
firstsouth
4.49 %
7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-01

Credit Union Loan Rates - Trends & Analysis:

American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 5.59% and 6.34% APR, also showing no change over the past 7 and 30 days. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

Orion's auto loan has a 3.95% APR today, which is unchanged from 7 and 30 days ago but up from 30 days ago. The rate has stayed steady over the past week after rising from earlier months. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Leaders Credit Union has an auto loan rate of 3.99% APR and a motorcycle loan rate of 8.04% APR, both unchanged from 7 and 30 days ago. Recreational loan rates range from 6.49% to 6.99% APR and have also stayed the same over the past 7 and 30 days.

Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7 or 30 days ago. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. First South Financial has an auto loan rate of 4.49% APR with no change over the past 7, 30, and 60 days. Recreational loans are at 10.1% APR, and other loans have a rate of 10.35% APR, both also showing no change in the same periods.

🏦 Local Lenders in Knoxville, TN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Knox County, TN

✅KNOXVILLE TEACHERS FEDERAL CREDIT UNION
✅Y12 CREDIT UNION
✅KNOXVILLE TVA EMPLOYEES CREDIT UNION
✅FIRST CHOICE COMMUNITY CREDIT UNION
✅U T CREDIT UNION
✅INTERFAITH FEDERAL CREDIT UNION
✅TNCONNECT CREDIT UNION
✅KNOX CO EMPLOYEES CREDIT UNION
✅ORNL FEDERAL CREDIT UNION
✅ENRICHMENT FEDERAL CREDIT UNION
✅KNOXVILLE FIREFIGHTERS FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅CITY EMPLOYEES CREDIT UNION
✅KNOXVILLE LAW ENFORCEMENT FEDERAL CREDIT UNION
✅KNOX COUNTY TEACHERS FEDERAL CREDIT UNION
✅NEW SOUTH CREDIT UNION CREDIT UNION
✅TENNESSEE MEMBERS 1ST FEDERAL CREDIT UNION
✅CONSUMER CREDIT UNION

Compare other loan types in Knoxville, TN

Why compare Vehicle Loans in Knoxville, TN on LendMesh

If you’re searching for new car finance rates in Knoxville, TN, it pays to keep comparing lenders on LendMesh. Exploring multiple offers helps you uncover better deals and more affordable options tailored to your needs. Take your time to browse and weigh different rates before making a decision, so you can feel confident you’re securing the best possible loan for your next vehicle.

To make the process even easier, consider subscribing to LendMesh alerts designed for Knoxville car buyers. Simply share your target rate—whether it’s 4% or 5%—and we’ll notify you as soon as offers fall below that number. You’ll also receive weekly or monthly updates with expert tips, rate trends, and curated loan deals, helping you stay informed and ready to act when the perfect rate appears.

Customers are also interested in:

New Car Finance Rates