Home Equity Loans in Knoxville, TN

Looking for the best mortgage equity loan rates in Knoxville, TN? Compare offers from trusted local lenders to find flexible terms and competitive rates tailored to your needs. Unlock your home's potential with confidence and support from experts who understand the Knoxville community.

Whether you’re planning renovations, consolidating debt, or funding a big project, a home equity loan can be a smart financial move. Start comparing today to secure fast funding and personalized service right here in Knoxville, making your goals easier to achieve.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
listerhill
4 - 6.75 %
10 - 20 Yrs
∞
dcu
5 - 7.5 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
ascend
5.25 - 8.75 %
15 Yrs
∞
forteracu
5.49 - 9.49 %
20 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-01

Credit Union Loan Rates - Trends & Analysis:

Listerhill has a HELOC with a 4% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR today, with no earlier rates available for comparison. Digital has a Home Equity APR range of 5% to 6.5% today, which is down from 6.99% to 7.74% seven, 30, 60, and 90 days ago. The HELOC APR range is 6% to 7.5% now, also lower than the 6.75% to 8.49% seen over the past 90 days. Both rates have dropped compared to the past month and three months.

First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Ascend's Home Equity loan has a today's APR range of 5.25% to 8% , unchanged from 7 and 30 days ago but higher than 30 and 60 days ago when the range started at 5% . The HELOC product shows no change in its APR range of 6.75% to 8.75% compared to 7, 30, 60, and 90 days ago. Fortera's Home Equity loan APR stays the same at 5.49% to 9.49% compared to 7, 30, and 60 days ago. The HELOC APR is 6.75% to 9.25% today, unchanged from 7, 60, and 90 days ago, but the 30–day range was lower at 6.75% to 8.5% . Both products show stable rates over the past few months.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan rate is 6.75% APR, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

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