Vehicle Loans in Charlotte, NC

Looking for cheap car finance in Charlotte, NC? Compare local loan offers from trusted lenders who know our community and offer low rates tailored to your budget. Whether new or used, finding the right loan has never been easier or more affordable.

Get quick approvals and friendly service from Charlotte’s credit unions and banks that put you first. Save time and money by comparing your options side-by-side—so you can drive away with confidence and keep more cash in your pocket.

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Lender
APR
Term
Link
Info
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
hondafcu
5.24 - 6.84 %
5.5 - 7 Yrs
foundersfcu
5.25 - 17.75 %
centra
5.29 - 16.79 %
3.5 - 6.5 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
corningcu
5.49 - 17.49 %
langleyfcu
5.5 - 6.74 %
1 - 6.2 Yrs
cafcu
6.49 - 17.75 %
5 Yrs
efirstflight
6.513 - 6.544 %
10 - 15 Yrs
latinoccu
9.75 - 11.75 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago. Founders has auto loan rates ranging from 4.25% to 17.75% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 7.25% and 18% APR, also unchanged from 7 and 30 days ago and up from 30 and 60 days ago.

Centra's auto loan rates range from 4.99% to 16.79% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Other loan rates are between 6.75% and 19.25% APR, showing no change from 7 and 30 days ago and down from 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

Corning's auto loan rates range from 5.49% to 17.49% APR with no change in the past 7, 30, or 60 days. Motorcycle loans have a steady rate of 6.49% APR, while recreational vehicle loans range from 6.99% to 8.74% APR, also showing no change over the same periods. Langley's auto loan rates range from 5.5% to 6.74% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 8.09% and 9.09% APR, also steady compared to 7 days ago but higher than 30 days ago.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. First Flight's auto loan rates range from 6.51% to 6.54% APR today. These rates are higher than they were 90 days ago. No other recent rate changes are available for comparison. Latino Community's auto loan rates range from 7% to 11.75% APR today. These rates show no change compared to 30, 60, and 90 days ago.

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