Vehicle Loans in Raleigh, NC

If you’re shopping for a car loan in Raleigh, NC, it pays to compare current APRs from trusted local lenders. Finding the best rate can save you money and get you behind the wheel faster with affordable monthly payments.

Our easy comparison tool lets you quickly check offers from Raleigh credit unions and banks known for low rates and friendly service. Start today to find the right loan and drive away with confidence.

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Filters

Lender
APR
Term
Link
Info
bcu
2.64 - 6.19 %
3.1 - 7 Yrs
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
ncsecu
3.75 - 9.25 %
3 - 8 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
sdfcu
3.99 %
3 - 7 Yrs
deltacommunitycu
3.99 - 15.79 %
0.1 - 7 Yrs
skylacu
3.99 - 6.5 %
4.1 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
truliantfcu
3.99 - 17.99 %
3 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loans with rates ranging from 2.64% to 7.19% APR today. These rates are down from both 7 and 30 days ago, and also lower compared to 60 and 90 days ago. American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR and have also stayed the same over the past 7 and 30 days. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago.

State Employees' vehicle loan rates for autos range from 3.75% to 10.25% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago but are down from 90 days ago. Navy Federal Credit Union has auto loan rates ranging from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.45% and 10.05% APR and have stayed the same over the past month. Recreational loan rates are 6.95% to 9.9% APR, which is down from 7 days ago but unchanged from 30 days ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago. Skyla's auto loans with APRs ranging from 3.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 60 days ago. Recreational loan rates range from 6.75% to 9.75% , staying steady compared to 7 and 30 days ago but up from 60 days ago.

Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change over the past 7 and 30 days. Recreational loan rates are between 8.49% and 10.49% APR and have also stayed the same during that time. Truliant's auto loan rates range from 3.99% to 17.99% APR with no change from 7 or 30 days ago. Motorcycle loans have rates between 10.49% and 18% APR, also showing no change over the past 7 and 30 days. Recreational loan rates remain steady at 10.49% to 18% APR compared to a week and a month ago.

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Why compare Vehicle Loans in Raleigh, NC on LendMesh

If you're searching for the current APR for car loans in Raleigh, NC, taking the time to compare offers on LendMesh can help you uncover better deals and potentially lower rates. Browsing multiple lenders side-by-side allows you to find options that truly fit your budget and needs, giving you more control over your car financing journey without any pressure.

Consider subscribing to LendMesh for personalized alerts tailored to Raleigh borrowers like you. Simply set your target APR—whether it's 4% or 5%—and receive notifications the moment rates dip below your goal. With weekly or monthly updates featuring expert insights and curated loan offers, you’ll stay informed and ready to act when the best deals hit the market.

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