Thinking about a new or used car in Richmond, VA? Comparing average car loan rates from local lenders helps you find the best deal tailored to your budget, so you can drive away with confidence.
Richmond drivers trust nearby credit unions and banks for low rates and fast approvals. Start comparing your vehicle loan offers today and take the first step toward your next ride without the hassle.
Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. Andrews Federal Credit Union's auto loans with rates from 3.99% to 6.6% APR, which are unchanged from 7 and 30 days ago. Motorcycle loan rates range from 10.64% to 14.24% APR and have gone up since 30 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.
Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier.
Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Northwest has auto loan rates ranging from 4.89% to 9.89% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.29% and 7.99% , down from 30 days ago. Other vehicle loans have rates from 7.59% to 9.25% , also down compared to 30 days ago.
Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.
Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days.
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If you’re searching for the average car loan in Richmond, VA, remember that rates can vary widely between lenders. Taking the time to compare your options on LendMesh can help you uncover better deals and potentially lower your monthly payments. Exploring multiple offers empowers you to make an informed decision and find a loan that truly fits your budget and needs.
For Richmond car buyers looking to stay ahead, consider subscribing to LendMesh’s personalized alerts. Just set your ideal interest rate, and we’ll notify you when loan offers dip below your target. Whether you want weekly or monthly updates, you’ll receive expert insights, rate trends, and curated loan deals straight to your inbox—helping you secure the best financing without the stress.