Auto Loans in Buffalo, NY 14210

Searching for the best car loan APR in Buffalo, NY? Compare offers from trusted local lenders to find low rates and flexible terms that fit your budget. Getting behind the wheel of your next car is easier when you know you’re getting a great deal.

Buffalo drivers deserve quick approvals and friendly service from lenders who understand our community. Take a few minutes to compare vehicle loan options and start your journey toward owning the car you want—without the hassle or high costs.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

4.24 - 4.99 %

2 - 7 Yrs

∞

4.49 - 8.49 %

3 - 7 Yrs

∞

4.49 - 5.99 %

4.1 - 8 Yrs

∞

4.64 - 5.99 %

∞

4.69 - 6.99 %

3.1 - 7 Yrs

∞

4.69 - 6.44 %

2 - 7 Yrs

∞

4.69 - 7.89 %

3 - 8 Yrs

∞

4.74 %

3 - 7 Yrs

∞

4.83 - 10.38 %

2 - 8 Yrs

∞

4.94 - 6.62 %

3 - 8 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Broadview's auto loan rates range from 4.24% to 8.24% APR today, with no change from 7, 30, or 60 days ago but up from 90 days ago. Recreational loan rates are 6.24% APR and have stayed the same over the past 7 and 30 days. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Americu's auto and motorcycle loan rates range from 4.49% to 5.99% APR today. Unchanged compared to 7 and 30 days ago. The auto loan rate is down from 90 days ago, while the motorcycle loan rate shows no change over the past 60 days.

Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

North Country's auto loans with APRs ranging from 4.83% to 10.38% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. The credit union's auto loan terms remain steady at this range. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

🏦 Local Lenders in Buffalo, NY

RADIUS CREDIT UNION — 2111 SENECA ST BUFFALO NY 14210

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Erie County, NY

✅THE SUMMIT FEDERAL CREDIT UNION

✅NORTH TOWNS FEDERAL CREDIT UNION

✅GOOD NEIGHBORS FEDERAL CREDIT UNION

✅LAKE SHORE FEDERAL CREDIT UNION

✅CADETS FEDERAL CREDIT UNION

✅SENECA NATION OF INDIANS FEDERAL CREDIT UNION

✅FINANCIAL TRUST FEDERAL CREDIT UNION

✅MERIDIA COMMUNITY FEDERAL CREDIT UNION

✅CORNERSTONE COMMUNITY 11723 CREDIT UNION

✅MOOG EMPLOYEES FEDERAL CREDIT UNION

✅GREAT ERIE FEDERAL CREDIT UNION

✅UPSTATE MILK EMPLOYEES FEDERAL CREDIT UNION

✅GRIFFITH INSTITUTE EMPLOYEES FEDERAL CREDIT UNION

✅LOCAL 41 IBEW CREDIT UNION

✅BECCO BUFFALO FEDERAL CREDIT UNION

✅DUNLOP EMPLOYEES FEDERAL CREDIT UNION

✅LINTON FEDERAL CREDIT UNION

✅BUFFALO POLICE FEDERAL CREDIT UNION

✅BUFFALO METROPOLITAN FEDERAL CREDIT UNION

✅BROADVIEW FEDERAL CREDIT UNION

✅ERIE COUNTY EMPLOYEES CREDIT UNION

✅ST JOHN UNITED CREDIT UNION

✅UKRAINIAN FEDERAL CREDIT UNION

✅EMPIRE ONE FEDERAL CREDIT UNION

✅BUFFALO CONRAIL FEDERAL CREDIT UNION

✅RADIUS CREDIT UNION

✅KALEIDA HEALTH FEDERAL CREDIT UNION

✅ONE CREDIT UNION OF NY CREDIT UNION

✅CROSSROADS COMMUNITY FEDERAL CREDIT UNION

✅SISTERS HOSPITAL EMPLOYEES CREDIT UNION

✅GREATER WOODLAWN FEDERAL CREDIT UNION

✅WESTERN DIVISION FEDERAL CREDIT UNION

✅AMHERST FEDERAL CREDIT UNION

✅MORTON LANE FEDERAL CREDIT UNION

✅MARYVALE SCHOOLS FEDERAL CREDIT UNION

✅AFGM ENTERPRISES FEDERAL CREDIT UNION

✅EMPOWER 3025 CREDIT UNION

✅WESTERN NEW YORK FEDERAL CREDIT UNION

✅TONAWANDA COMMUNITY FEDERAL CREDIT UNION

✅SJP FEDERAL CREDIT UNION

✅KENMORE N Y TEACHERS CREDIT UNION

✅CIRCUIT FEDERAL CREDIT UNION

✅SLOAN PUBLIC SCHOOLS FEDERAL CREDIT UNION

✅TOWN OF CHEEKTOWAGA FEDERAL CREDIT UNION

✅NIAGARA FALLS A F FEDERAL CREDIT UNION

✅SWEET HOME FEDERAL CREDIT UNION

✅BOULEVARD FEDERAL CREDIT UNION

✅YOUR CHOICE FEDERAL CREDIT UNION

✅ARMSTRONG CO FEDERAL EMP CREDIT UNION

✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅C S P EMPLOYEES FEDERAL CREDIT UNION

✅HAVERHILL FIRE DEPARTMENT CREDIT UNION

✅WILLIAMSVILLE FEDERAL CREDIT UNION

✅HOLY FAMILY PARMA FEDERAL CREDIT UNION

✅AKRON SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Compare other loan types in Buffalo, NY

Why compare Vehicle Loans in Buffalo, NY on LendMesh

If you’re searching for the best car loan APR in Buffalo, NY, it pays to keep exploring your options. LendMesh lets you compare offers from multiple lenders side by side, helping you uncover better deals and potentially lower rates. Taking a little extra time to review these options can make a big difference in your monthly payments and save you money over the life of your loan.

To stay ahead in Buffalo’s competitive market, consider subscribing to LendMesh’s personalized alerts. Just set your target APR—whether it’s 5%, 4%, or even lower—and we’ll notify you as soon as offers match your goal. You’ll also receive weekly or monthly updates with expert insights, loan trends, and hand-picked deals, all designed to keep you informed and confident in your car loan decision.

Customers are also interested in:

Best Car Loan Apr