Vehicle Loans in Rome, NY

Searching for the best auto loan deals in Rome, NY? Comparing offers from local lenders helps you find low rates and terms that fit your budget, so you can drive away happy without any surprises.

Whether you’re buying new or used, or refinancing your current loan, Rome drivers trust nearby credit unions and banks for fast approvals and friendly service. Start comparing today to get the best deal on your next vehicle!

NewUsed

Filters

Lender
APR
Term
Link
Info
sfcuonline
5.09 - 9.84 %
6 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
∞
nymcu
5.24 - 7 %
3.1 - 7 Yrs
∞
jovia
5.28 %
1 - 8 Yrs
∞
centra
5.29 - 16.79 %
3.5 - 6.5 Yrs
∞
hvcu
5.34 - 7.59 %
∞
summitfcu
5.35 - 6.75 %
3 - 7 Yrs
∞
heritagefcu
5.44 - 7.32 %
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sidney's auto loan rates range from 5.09% to 9.84% APR today, showing no change from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a fixed rate of 6.09% APR today, which is steady compared to 7 and 30 days ago but lower than 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days.

Municipal's auto loans with an APR range of 4.99% to 7% . Unchanged in the past 7, 30, 60, or 90 days. The credit union maintains steady rates for vehicle financing. Jovia Financial's auto loan rate is 5.28% APR today. This rate shows no change from 60 and 90 days ago. No other terms or loan types are listed for comparison. Centra's auto loan rates range from 4.99% to 16.79% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Other loan rates are between 6.75% and 19.25% APR, showing no change from 7 and 30 days ago and down from 90 days ago.

Hudson Valley's auto loan rates range from 5.34% to 7.59% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 60 and 90 days ago. The Summit's auto loans with APRs ranging from 4.95% to 6.75% , showing no change from 7 or 30 days ago but a slight increase from 60 and 90 days ago. Recreational loan rates are between 6.35% and 7.15% , remaining steady compared to 7, 30, and 60 days ago. Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR.

Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Rome, NY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Oneida County, NY

✅GPO CREDIT UNION
✅RT FEDERAL CREDIT UNION
✅ACCESS 5579 CREDIT UNION
✅MOHAWK VALLEY FEDERAL CREDIT UNION
✅AMERICU CREDIT UNION
✅ONEIDA COUNTY FEDERAL CREDIT UNION
✅SPECIAL METALS FEDERAL CREDIT UNION
✅UTICA GAS ELECTRIC EMP CREDIT UNION
✅FIRST SOURCE FEDERAL CREDIT UNION
✅ROME FEDERAL CREDIT UNION
✅UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION
✅UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION
✅EMPOWER 3025 CREDIT UNION

Compare other loan types in Rome, NY

Why compare Vehicle Loans in Rome, NY on LendMesh

If you’re searching for the best auto loan deals in Rome, NY, keep exploring your options on LendMesh. Comparing offers from multiple lenders can help you uncover cheaper rates and better terms tailored to your needs. Taking a little extra time to shop around ensures you get the most value out of your car loan and drive away with confidence.

Consider subscribing to LendMesh’s personalized alerts to stay on top of the latest loan offers in Rome, NY. Set your target interest rate, and we’ll notify you as soon as deals fall below that mark. With weekly or monthly updates featuring expert insights and carefully selected loan options, you’ll have everything you need delivered straight to your inbox to make smarter borrowing decisions.

Customers are also interested in:

Best Auto Loan Deals