Vehicle Loans in Paramus, NJ

Looking for the best car loan rates in Paramus, NJ? Compare offers from trusted lenders near you to find low rates and flexible terms that fit your budget. It’s easy to see your options and make a smart choice for your next vehicle.

Whether you’re buying new or used, quick approval and personalized service are just around the corner. Start comparing today and get behind the wheel with confidence, knowing you’ve secured a great deal right here in Paramus.

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Lender
APR
Term
Link
Info
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
andrewsfcu
4.85 - 6.85 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
gardensavingsfcu
4.99 - 6.49 %
0.5 - 6.9 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
firstcomcu
5.24 - 7.99 %
0.2 - 7 Yrs
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
americanheritagecu
5.34 - 10.94 %
5.3 - 6.2 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity Plus's auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged over the past 7 or 30 days. Recreational vehicle loans range from 5.49% to 8.24% , also showing no change during this time. Andrews Federal Credit Union's auto loan rates range from 4.24% to 6.85% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loan rates are between 10.64% and 14.24% APR, also unchanged from 7 and 30 days ago and up from 30 days ago.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% . Garden Savings's auto loans with rates ranging from 4.24% to 6.49% APR today. These rates are down from both 7 and 30 days ago, as well as 60 and 90 days ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days.

University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end. First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, with no change from 60 days ago as well. The 90–day rate was slightly lower at the top end.

Usalliance's auto loan rates range from 5.24% to 6.99% APR today. These rates have shown no change compared to 7 and 30 days ago. American Heritage's auto loans with APRs ranging from 4.99% to 10.94% and motorcycle loans from 5.39% to 7.49% . These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 5.99% and 9.49% .

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