Vehicle Loans in Providence, RI

Ready to find the best new vehicle loan rates in Providence, RI? Comparing offers from local lenders helps you secure a great deal with terms that fit your budget.

Providence drivers trust nearby credit unions and banks for fast approvals and low rates. Start comparing today to drive your new car with confidence and support our community.

NewUsed

Filters

Lender
APR
Term
Link
Info
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
dupaco
5.64 - 8.59 %
4 - 7 Yrs
navigantcu
5.89 - 9.64 %
7 Yrs
coastal1
6.09 - 8.09 %
cafcu
6.49 - 17.75 %
5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% . Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. Dupaco Community's auto loan rates range from 5.19% to 8.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates stay the same at 7.09% to 10.04% APR over the same periods.

Navigant's auto loans with APRs ranging from 5.64% to 9.64% today. These rates have stayed the same compared to 7, 30, and 60 days ago but are up from 90 days ago. Coastal1's auto loan rates range from 6.09% to 8.09% APR, which is up from 7 and 30 days ago. Motorcycle loans have rates between 7.39% and 8.99% APR with no change in the past 30 days. Recreational loan rates also remain steady at 7.99% to 8.99% APR over the same period. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Providence, RI

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Providence County, RI

Compare other loan types in Providence, RI

Why compare Vehicle Loans in Providence, RI on LendMesh

If you’re searching for new vehicle loan rates in Providence, RI, taking the time to compare multiple lenders on LendMesh can help you discover better deals and more affordable options. Exploring different offers lets you find a loan that fits your budget and needs without any pressure—giving you confidence as you get ready to drive away in your next car.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate, whether it’s 4%, 5%, or another number. You’ll receive timely notifications the moment rates fall below your set threshold, along with weekly or monthly updates featuring expert insights, market trends, and carefully selected loan deals. Join thousands of Providence borrowers staying informed and ready to act on the best vehicle financing opportunities.

Customers are also interested in:

New Vehicle Loan Rates