Auto Loans in Winchester, MA 01890

Looking to finance your next car in Winchester, MA? Compare online loan offers from trusted local lenders to find the best rates and terms that fit your budget. It’s simple, fast, and designed to get you driving sooner.

Winchester drivers know the value of personalized service and quick approvals. Explore competitive vehicle loans tailored to your needs, so you can focus on what matters—enjoying your new ride with confidence in your community.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

4.49 - 8.49 %

3 - 7 Yrs

∞

4.69 - 6.99 %

3.1 - 7 Yrs

∞

4.69 - 6.44 %

2 - 7 Yrs

∞

4.74 - 8.84 %

3.1 - 7.2 Yrs

∞

4.74 %

3 - 7 Yrs

∞

4.94 - 6.62 %

3 - 8 Yrs

∞

4.99 - 5.39 %

4 - 7 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 6.49 %

5.3 - 7 Yrs

∞

4.99 - 7.74 %

5 - 8 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Merrimack Valley's auto loans with APRs ranging from 4.74% to 8.84% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.84% and 9.84% , which are steady compared to 7 days ago but up from 30 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

Sharon & Crescent United's auto loans with an APR range of 4.99% to 6.99% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady over the past three months. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

🏦 Local Lenders in Winchester, MA

MEMBERS PLUS CREDIT UNION — 63 SHORE RD WINCHESTER MA 01890

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Middlesex County, MA

✅IC CREDIT UNION

✅WORKERS FEDERAL CREDIT UNION

✅DIGITAL FEDERAL CREDIT UNION

✅HANSCOM FEDERAL CREDIT UNION

✅ALIGN CREDIT UNION

✅ST MARYS CREDIT UNION

✅METROWEST COMMUNITY FEDERAL CREDIT UNION

✅METRO 66364 CREDIT UNION

✅COMMON TRUST FEDERAL CREDIT UNION

✅WEBSTER FIRST FEDERAL CREDIT UNION

✅BURLINGTON MUNICIPAL EMPLOYEES 14865 CREDIT UNION

✅BAXTER CREDIT UNION

✅MERRIMACK VALLEY CREDIT UNION

✅JEANNE DARC CREDIT UNION

✅USALLIANCE FEDERAL CREDIT UNION

✅BILLERICA MUNICIPAL EMPLOYEES CREDIT UNION

✅PATHWAY CREDIT UNION

✅MILLS42 FEDERAL CREDIT UNION

✅LOWELL MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅TEWKSBURY FEDERAL CREDIT UNION

✅LOWELL FIREFIGHTERS CREDIT UNION

✅STONEHAM MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅MIDDLESEXESSEX POSTAL EMPLOYEES CREDIT UNION

✅MEMBERS PLUS CREDIT UNION

✅TRANSPORTATION FEDERAL CREDIT UNION

✅MALDEN FEDERAL CREDIT UNION

✅CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNION

✅HARVARD FEDERAL CREDIT UNION

✅SOMERVILLE MUNICIPAL FEDERAL CREDIT UNION

✅COMMUNITY CREDIT UNION OF LYNN CREDIT UNION

✅MASS BAY CREDIT UNION

✅HEALTH ALLIANCE FEDERAL CREDIT UNION

✅SOMERVILLE SCHOOL EMPLOYEES FEDERAL CREDIT UNION

✅RIVER WORKS CREDIT UNION

✅NAVEO CREDIT UNION

✅SOMERVILLE MASS FIREFIGHTERS FEDERAL CREDIT UNION

✅MASS INSTITUTE OF TECH CREDIT UNION

✅MEDFORD MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅LEXINGTON MA FEDERAL CREDIT UNION

✅WATERTOWN MUNICIPAL CREDIT UNION

✅BELMONT MUNICIPAL FEDERAL CREDIT UNION

✅ARLINGTON MUNICIPAL FEDERAL CREDIT UNION

Compare other loan types in Winchester, MA

Why compare Vehicle Loans in Winchester, MA on LendMesh

If you’re searching for online car lenders in Winchester, MA, take your time exploring multiple options on LendMesh. Comparing different lenders helps you uncover better deals and potentially lower rates, so you can find the financing that fits your budget. There’s no rush—just a smarter way to shop for your next vehicle loan with confidence and ease.

Stay informed by subscribing to LendMesh’s personalized alerts designed for Winchester car buyers like you. Set your target rate, and we’ll notify you the moment loan offers fall below that mark. Choose weekly or monthly updates packed with expert tips, market trends, and curated loan deals delivered directly to your inbox. Join thousands of savvy borrowers who trust LendMesh to help them secure the best car financing opportunities.

Customers are also interested in:

Online Car Lenders