Vehicle Loans in Winchester, MA

Looking to finance your next car in Winchester, MA? Compare online loan offers from trusted local lenders to find the best rates and terms that fit your budget. It’s simple, fast, and designed to get you driving sooner.

Winchester drivers know the value of personalized service and quick approvals. Explore competitive vehicle loans tailored to your needs, so you can focus on what matters—enjoying your new ride with confidence in your community.

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Lender
APR
Term
Link
Info
mvcu
4.74 - 8.84 %
3.1 - 7.2 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
nescfcu
4.99 - 6.99 %
7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
scucu
4.99 - 6.99 %
5.3 - 6.2 Yrs
jdcu
4.99 - 5.99 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Merrimack Valley's auto loans with APRs ranging from 4.74% to 8.84% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.84% and 9.84% , which are steady compared to 7 days ago but up from 30 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Nesc Credit Union's auto loans with APRs ranging from 4.99% to 6.99% and recreational loans with rates between 6.99% and 7.99% . Unchanged compared to 7 or 30 days ago. Both loan types maintain steady terms and pricing over the past months. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Sharon & Crescent United's auto loans with an APR range of 4.99% to 6.99% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady over the past three months.

Jeanne D'Arc's auto loans with an APR range of 4.99% to 5.99% . These rates have shown no change compared to 7 and 30 days ago. The rates have also remained steady over the past 60 and 90 days. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days.

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