Vehicle Loans in Lowell, MA

Searching for the lowest car loan rates in Lowell, MA? Compare offers from trusted local lenders to find flexible terms that fit your budget. Whether you’re buying new or used, getting the best rate is easier than ever when you shop smart.

Lowell residents know the value of personalized service and fast approvals. By comparing vehicle loans nearby, you’ll save money and drive away with confidence, knowing you chose the best deal for your next car. Start comparing today and enjoy a smooth, affordable buying experience.

NewUsed

Filters

Lender
APR
Term
Link
Info
mvcu
4.74 - 8.84 %
3.1 - 7.2 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
jdcu
4.99 - 5.99 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
scucu
4.99 - 6.99 %
5.3 - 6.2 Yrs
nescfcu
4.99 - 6.99 %
7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Merrimack Valley's auto loans with APRs ranging from 4.74% to 8.84% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.84% and 9.84% , which are steady compared to 7 days ago but up from 30 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Jeanne D'Arc's auto loans with an APR range of 4.99% to 5.99% . These rates have shown no change compared to 7 and 30 days ago. The rates have also remained steady over the past 60 and 90 days. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Sharon & Crescent United's auto loans with an APR range of 4.99% to 6.99% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady over the past three months.

Nesc Credit Union's auto loans with APRs ranging from 4.99% to 6.99% and recreational loans with rates between 6.99% and 7.99% . Unchanged compared to 7 or 30 days ago. Both loan types maintain steady terms and pricing over the past months. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days.

🏦 Local Lenders in Lowell, MA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Middlesex County, MA

Compare other loan types in Lowell, MA

Why compare Vehicle Loans in Lowell, MA on LendMesh

If you’re searching for the lowest car loan rates in Lowell, MA, taking the time to compare multiple lenders can make a real difference. LendMesh helps you explore a variety of trusted banks and credit unions all in one place, so you can find loan options that fit your budget and goals. Keep browsing to uncover better deals and secure the best possible rate for your next vehicle.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target interest rate. Whether you’re aiming for 5% or lower, you’ll receive timely notifications when offers drop below your threshold. Plus, get weekly or monthly updates with expert insights, rate trends, and curated car loan deals—all designed to help Lowell borrowers stay informed and make smarter financial decisions.

Customers are also interested in:

Car Loan On Lowest Interest Rate