Student Loans in Memphis, TN

Looking to lower your student loan interest rates in Memphis? Comparing local refinancing offers can help you find better rates and flexible terms that fit your budget. Refinancing with trusted Memphis lenders makes managing your payments easier and more affordable.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Knoxville Tva Employees has a Medical School Fixed Rate Loan with APRs ranging from 2.89% to 14.98% and an Undergraduate Variable Rate Loan with APRs from 4.37% to 16.99% . These rates are unchanged from 7 and 30 days ago. Tennessee Valley s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from both 7 and 30 days ago.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Y–12 s private student loans with variable rates ranging from 5.85% to 10.69% and fixed rates from 6.34% to 10.69% , both unchanged from 7 and 30 days ago. Their private parent loans have variable rates between 5.85% and 11.86% and fixed rates from 6.34% to 11.86% , also unchanged from a week ago. The refinance loans come with variable rates of 5.85% to 11.72% and fixed rates from 6.34% to 11.72% , which remain steady compared to 7 days

Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago. Altra has a Fixed Student Loan with a 7.24% APR today, which is unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago.

Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Memphis, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
METHODIST HEALTHCARE FEDERAL CREDIT UNION
1265 UNION AVE MEMPHIS TN 38104
ATM
P2P
E-Statements
Assets: $46,856,807
Deposits: $3,110,983
Net Worth: $7,990,310
Employees: 11
Members: 6,031
HOPE FEDERAL CREDIT UNION
1451 MADISON AVE MEMPHIS TN 38104
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $653,829,372
Deposits: $58,472,749
Net Worth: $151,213,078
Employees: 246
Members: 41,000
HOPE FEDERAL CREDIT UNION
1350 CONCOURSE AVE STE 115 MEMPHIS TN 38104
ATM
P2P
E-Statements
E-Signature
Assets: $653,829,372
Deposits: $58,472,749
Net Worth: $151,213,078
Employees: 246
Members: 41,000
ORION FEDERAL CREDIT UNION
1975 UNION AVE MEMPHIS TN 38104
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,226,243,284
Deposits: $134,981,548
Net Worth: $244,012,992
Employees: 171
Members: 67,696
FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
1940 MADISON AVE MEMPHIS TN 38104
ATM
Drive-Thru
P2P
E-Statements
Assets: $758,451,250
Deposits: $182,228,745
Net Worth: $237,033,751
Employees: 128
Members: 72,145
KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION
1030 JEFFERSON AVE MEMPHIS TN 38104
P2P
E-Statements
Assets: $26,471,224
Deposits: $5,120,695
Net Worth: $3,937,238
Employees: 7
Members: 3,259

🏘️ All the Lenders Available in Shelby County, TN

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