Kennedy VA Employees Memphis TN Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kennedy Va Employees, your trusted financial partner located at 1030 Jefferson Ave, Memphis, TN 38104. Since our establishment in 1948, we have been dedicated to serving our community and supporting our members with personalized financial solutions. With a total membership of 3,259, we pride ourselves on creating strong relationships and making banking easy and accessible for everyone. At Kennedy Va Employees, we understand the importance of financial stability. That's why we manage over $26 million in assets and ensure that your deposits are safe, with total deposits reaching $5,120,695. Our commitment to you is reflected in our net worth of $3,937,238 and cash reserves of $255,344, which provide a solid foundation for all your banking needs. Whether you're looking for auto loans of which we currently have 1,089 active or personal loans tailored to your lifestyle, our services are designed with you in mind. Our team, led by CEO Margie Johnson and Board President Dave Fairley, consists of seven dedicated employees who are here to help you navigate your financial journey. While members can visit us at our branch location for personal service, official correspondence should be sent to the same address: 1030 Jefferson Ave, Memphis, TN 38104. If you have any questions or need assistance, feel free to reach out at (901) 523-8990 during our lobby hours from 8:00 a.m. to 4:00 p.m., Monday through Friday. Join us today and experience the difference that a member-focused credit union can make in your financial life! Visit us online at kennedyvaefcu.org to learn more about becoming a member or opening an account. We look forward to serving you!

Branch History & Mission

Community Commitment

Our commitment extends beyond financial services; we are deeply rooted in community outreach efforts. Partnering with local organizations allows us to give back and make a meaningful impact. Whether through sponsoring events or participating in volunteer activities, we aim to uplift those around us. As we look toward the future, Kennedy Va Employees remains steadfast in its goal to grow and adapt for its members' needs while preserving the values upon which we were founded. We invite you to join us as we continue this journey together! Discover how becoming a member of Kennedy Va Employees can benefit you by visiting our website or calling us at 901-523-8990 today!

Our Mission

At the heart of Kennedy Va Employees lies a strong mission: to enhance the financial well-being of our members and support the communities they live in. We believe in building lasting relationships based on trust and transparency. Our focus on member service is evident through various initiatives aimed at fostering financial literacy and ensuring everyone has access to essential banking tools. We understand that banking should be easy and convenient. That's why we've invested in online and mobile banking platforms so you can manage your finances anytime, anywhere. Even though we currently do not have ATM or drive-thru services available, we strive to offer everything else you need under one roof.

Branch Location & Accessibility

Accessibility Features

At Kennedy Va Employees, we prioritize making banking accessible for everyone. Our branch is equipped with ADA-compliant features including ramps and designated parking spaces to ensure that all members can navigate our space comfortably.

Get in Touch

Have questions or want to learn more about what we offer? Don't hesitate to reach out! You can call us at 901-523-8990 or visit our website at kennedyvaefcu.org for more information. We look forward to welcoming you into our community and helping you achieve your financial goals!

Operating Hours

We know your time is valuable! That's why our lobby hours are designed to fit your busy schedule. We're open from 8:00 a.m. to 4:00 p.m., Monday through Friday. Feel free to drop by during these hours; we're eager to assist you.

Services Offered

Our branch offers a range of services tailored to meet your financial needs, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. For those interested in business banking, we provide merchant services and business loans too. Plus, enjoy the convenience of online and mobile banking right at your fingertips!

Member Eligibility

Becoming a member of Kennedy Va Employees is like joining a close-knit family dedicated to helping you achieve your financial goals. If you're an employee or volunteer at the VA in Memphis, or a member of their immediate family, you're already eligible to join us! We believe that everyone deserves access to personalized financial services, and by becoming a member, you'll enjoy competitive rates on loans, savings accounts, and various banking products tailored just for you. The process is simple and welcoming just visit us at 1030 Jefferson Ave Memphis Tn 38104 or give us a call at (901) 523-8990 for more information. You can also check out our detailed eligibility criteria at https://kennedyvaefcu.org/about-us/become-a-member/. Joining is just the first step toward a brighter financial future with Kennedy Va Employees!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make daily transactions easier. Whether you're processing payments online or at a storefront, our tools ensure smooth operations so you can focus on what matters most growing your business. Located at 1030 Jefferson Ave Memphis Tn 38104 in Memphis, TN, we're here to partner with you every step of the way. Let's work together to turn your business dreams into success stories! For more information, call us at (901) 523-8990 or visit our website at https://kennedyvaefcu.org/.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing options are designed to get you on the road quickly and affordably. We understand that purchasing a vehicle is a significant commitment, so we offer flexible terms to fit various budgets. Picture driving away in your dream car without financial stress our team is here to make that happen!

Business Banking Services

For entrepreneurs and small business owners, we offer specialized Business Banking solutions including Merchant Services and Business Loans. We recognize the challenges of running a business, so we're committed to helping you thrive with resources tailored specifically for your needs.

Credit Cards with Rewards

With our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying low rates and no hidden fees. Imagine earning rewards just for using your card! It's an easy way to save money or earn perks on things you already buy.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that let you manage your accounts wherever life takes you. From checking balances to transferring funds or making payments, everything is just a few clicks away. Whether you're in need of cash withdrawal services or exploring our other offerings like ATM access (which may vary), Kennedy Va Employees remains steadfast in our commitment to provide valuable services that cater to both personal and business financial needs. If you're ready to explore how we can assist you further or if you have questions about any of these services, please don't hesitate to reach out! Call us at (901) 523-8990, visit us online at Kennedy Va Employees Fcu, or drop by our branch we're excited to help you achieve all your financial goals!

Mortgage Loans & Refinancing

For those considering home ownership or looking to refinance their current mortgage, Mortgage Loans & Refinancing services are available to guide you through the process. We know how important it is to find the right loan for your home, and our knowledgeable staff will work with you every step of the way. Think about turning that house into your home with rates that suit your financial situation.

Personal Banking Solutions

Our personal banking offerings include Checking & Savings Accounts that help you manage your everyday finances efficiently. Imagine having a place where your money can grow while still being easily accessible for your day-to-day needs. With our competitive rates and user-friendly online banking features, you can monitor your accounts from anywhere at any time.

Personal Loans & Debt Consolidation

Managing multiple debts can be overwhelming. Our Personal Loans & Debt Consolidation services provide solutions that simplify your finances and potentially lower your monthly payments. Whether you're planning a big purchase or need assistance managing existing debt, we're here to help you regain control.

Digital & Online Banking

At Kennedy Va Employees, we understand that managing your finances should be easy and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to fit your lifestyle. With our user-friendly platform, you can access your accounts anytime, anywhere, making banking more convenient than ever. One of the key features of our online banking is the ability to manage your accounts 24/7. Whether you want to check your balance, pay bills, or transfer funds, everything is just a click away at https://kennedyvaefcu.org/. You also have the option to receive e-statements, which not only helps you stay organized but is better for the environment too! For those moments when you need to send money quickly, our person-to-person transfer service makes it simple. Just enter the recipient's information, and you're good to go! Plus, our mobile application brings all these features directly to your smartphone. You can download it and take control of your finances wherever life takes you. While we currently do not offer mobile payments or electronic signature authorization, rest assured that our focus remains on providing a secure and straightforward banking experience. We prioritize your safety with robust security measures in place. In summary, whether you're looking for real-time account management or an easy way to handle transactions, Kennedy Va Employees has you covered with our comprehensive online banking services. Join us today and experience banking made simple!

Financial Strength

Commitment to Growth

With $3,937,238 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $380 in used auto loans and $12,579,574 in total loans and leases, helping our members achieve their financial goals across various sectors.

Growing Member Base

Total Share Accounts: 4,869, showing a strong and growing member base that trusts us with their finances. Our focus remains on fostering relationships that empower you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kennedy Va Employees is your trusted partner. Visit us at 1030 Jefferson Ave Memphis Tn 38104 or call (901) 523-8990 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Solutions

Members' savings are secured through $3,761,258 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 0 part-time employees ready to assist you with knowledgeable support.

Solid Financial Foundations

With a net worth of $3,937,238, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,487 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,037,922 in used vehicle loans and $3,734,404 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, making it simple for you to secure financing that fits your budget.

Credit Lines

For those who prefer flexibility, our total credit lines reach up to $1,000,000. This allows you to borrow as needed while only paying interest on what you use. It's an excellent option for unexpected expenses or planned purchases. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you every step of the way. We aim to ensure that your borrowing experience is smooth and beneficial. Feel free to reach out at (901) 523-8990 if you have any questions or if you'd like more information about any of our loan products. You can also visit us at our branch located at 1030 Jefferson Ave Memphis Tn 38104, Memphis, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,152, make buying or refinancing simple. We offer various mortgage plans to suit different financial situations and help you take that important step toward owning your home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $355,601 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to enhance your spending power.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers you see are fair and transparent.