HOPE FEDERAL CREDIT UNION

Welcome to Hope at our Crosstown branch, where we believe in building a brighter financial future for our community in Memphis, TN. Located conveniently at 1350 Concourse Ave Ste 115, we have been serving our valued members since 1995. With a strong commitment to providing reliable financial services, we proudly support over 41,000 members, helping them achieve their dreams through various banking solutions. At Hope, we take pride in our robust financial standing, with total assets amounting to an impressive $653,829,372. Our members enjoy the security of knowing that their deposits are safeguarded currently totaling $58,472,749 backed by a solid net worth of $151,213,078. Our dedicated team of 246 employees, led by our CEO William Bynum and Board President Carolyn Gill-Jefferson, works tirelessly to ensure your banking experience is smooth and fulfilling. Our range of services includes everything from personal checking and savings accounts to auto loans and business financing options. Whether you need assistance with mortgage loans or want to consolidate debt, we're here to help guide you every step of the way. We also offer modern conveniences like online and mobile banking so you can manage your finances anytime, anywhere. While members can visit us at our Crosstown branch address, official correspondence should be sent to the same location: 1350 Concourse Ave Ste 115, Memphis, TN 38104-2018. If you have any questions or need assistance, don't hesitate to reach out at 901-354-7500. Join us at Hope Credit Union today! Experience the difference a member-focused approach makes in your financial journey. Visit our website at hopecu.org for more information about our services and how we can assist you in reaching your financial goals.

At Hope, we believe that everyone deserves a chance to be part of a welcoming community that prioritizes your financial well-being. If you're looking to join, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in the area around our branch at 1350 Concourse Ave Ste 115 Memphis Tn 38104. It's simple and straightforward! Being a member means you gain access to personalized banking services, lower loan rates, and the support of a friendly team dedicated to helping you achieve your financial goals. If you're ready to take the next step toward membership, feel free to reach out at (901) 354-7500 for any questions or visit our website for more details on eligibility criteria and account opening processes. You can check out all the specifics at . Joining us at Hope means you're not just a number; you're part of a supportive family committed to your success!

At Hope, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial for achieving your goals. That's why we want to share how our strong financial standing benefits you. With a net worth of $151,213,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $137,602,792 in share certificates and $71,443,208 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,503,654, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence extends to our operational efficiency as well. With $6,585,723 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,148 in used auto loans and $393,646,582 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $195,806 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In summary, our total share accounts stand at 52,499, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hope is your trusted partner. Visit us at 1350 Concourse Ave Ste 115 Memphis Tn 38104 or call (901) 354-7500 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

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