Student Loans in Charlotte, NC

Navigating federal student loans in Charlotte, NC just got easier. Compare top local loan servicers who understand your community and offer flexible repayment options designed around your needs.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Medical School Fixed Rate Loan with APRs ranging from 2.89% to 14.98% , unchanged from 7 and 30 days ago. The Undergraduate Variable Rate Loan has APRs between 4.37% and 16.99% , also unchanged from a week earlier. Centra s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , with no change reported in the last 30 days.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Credit Human s an Undergraduate Fixed Rate Loan with APRs ranging from 4.25% to 12.74% and a Graduate Fixed Rate Loan with APRs from 4.5% to 12.99% . Both loan rates are unchanged from 7, 30, 60, and 90 days ago. Langley s Undergraduate and Graduate Fixed Rate Loans with APRs ranging from 4.49% to 12.5% , unchanged from both 7 and 30 days ago. Their Undergraduate and Graduate Variable Rate Loans have APRs between 5.49% and 13.5% , also unchanged from 7 and 30 days ago but down from 7.5% –1% 1.5% at 60 and 90 days ago.

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Allegacy has a Computer Loan with a fixed APR range of 6% to 6.5% and a College Loan fixed at 7.5% . These rates show no change from 7 or 30 days ago. The Student Loan fixed rate is 9.75% , also unchanged from 7 and 30 days ago.

Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago.

Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Charlotte, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
SHARONVIEW FEDERAL CREDIT UNION
9825 SANDY ROCK PL CHARLOTTE NC 28277
ATM
P2P
E-Statements
Assets: $1,497,841,956
Deposits: $78,850,191
Net Worth: $130,219,707
Employees: 286
Members: 87,078
SKYLA FEDERAL CREDIT UNION
11228 ARDREY KELL RD CHARLOTTE NC 28277
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,561,839,642
Deposits: $160,963,222
Net Worth: $148,055,249
Employees: 288
Members: 103,354
STATE EMPLOYEES' CREDIT UNION
10910 ARDREY KELL RD CHARLOTTE NC 28277
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
STATE EMPLOYEES' CREDIT UNION
11225 GOLF LINKS DR N CHARLOTTE NC 28277
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
TRULIANT FEDERAL CREDIT UNION
7107 WAVERLY WALK AVE UNIT A1 CHARLOTTE NC 28277
ATM
P2P
E-Statements
E-Signature
Assets: $5,221,549,692
Deposits: $234,561,407
Net Worth: $463,583,525
Employees: 926
Members: 344,463

🏘️ All the Lenders Available in Mecklenburg County, NC

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