Student Loans in Troy, NY

Looking for student loan options in Troy, NY? Compare offers from local lenders who understand your needs and provide flexible repayment plans designed to fit your budget. Finding the right loan here means support tailored to your education goals.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Centra s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , with no change reported in the last 30 days. Hudson Valley has a Graduate school loan with rates from 2.89% to 14.99% APR, unchanged from both 7 and 30 days ago. The Undergraduate student loan has a range of 2.89% to 17.49% APR, also steady compared to the past week and month.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Together s Undergraduate Fixed Rate Loans with APRs ranging from 3.99% to 13.25% , unchanged from both 7 and 30 days ago. Graduate Fixed Rate Loans have rates between 4.24% and 13% , also steady compared to the past week and month. Americu s an Undergraduate Variable Rate Loan with APRs ranging from 4.25% to 13% , unchanged from both 7 and 30 days ago. The Undergraduate Fixed Rate Loan and Graduate Fixed Rate Loan both have APRs between 4.54% and 14.25% , also unchanged from 7 and 30 days ago. The Student Loan Refinance fixed loan has APRs from 5.25% to 11.74% .

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

United Nations has a fixed Education Loan with an APR of 7.25% today. This rate is unchanged from 7 and 30 days ago but down from 7.5% at 30, 60, and 90 days ago. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

Broadview’s Academic Advantage Loan (fixed) has a 10.25% APR today, unchanged from 7 and 30 days ago but down from 10.5% at 30, 60, and 90 days ago. The rate has dropped since last month and stayed steady over the past week.

🏦 All Local Lenders in Troy, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
TROY FEDERAL CREDIT UNION
2175 6TH AVE TROY NY 12180
Assets: $3,253,865
Deposits: $454,047
Net Worth: $575,534
Employees: 3
Members: 510
FIRST NEW YORK FEDERAL CREDIT UNION
31 JORDAN RD TROY NY 12180
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $488,357,839
Deposits: $16,199,835
Net Worth: $45,713,612
Employees: 132
Members: 37,958
BROADVIEW FEDERAL CREDIT UNION
256 HOOSICK ST TROY NY 12180
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
BROADVIEW FEDERAL CREDIT UNION
65 VANDENBURGH AVE TROY NY 12180
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
BROADVIEW FEDERAL CREDIT UNION
110 8TH ST TROY NY 12180
ATM
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
BROADVIEW FEDERAL CREDIT UNION
799 HOOSICK RD TROY NY 12180
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION
1223 PEOPLES AVE TROY NY 12180
E-Statements
Assets: $24,844,329
Deposits: $354,043
Net Worth: $2,703,297
Employees: 9
Members: 4,611
SUNMARK CREDIT UNION
722 HOOSICK RD TROY NY 12180
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,142,756,705
Deposits: $52,400,888
Net Worth: $104,986,046
Employees: 255
Members: 90,841
NEXT STEP FEDERAL CREDIT UNION
150 DEFREEST DR TROY NY 12180
P2P
E-Statements
E-Signature
Assets: $104,240,968
Deposits: $6,515,644
Net Worth: $10,036,869
Employees: 15
Members: 4,760
NEXT STEP FEDERAL CREDIT UNION
150 DEFREEST DR TROY NY 12180
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $104,240,968
Deposits: $6,515,644
Net Worth: $10,036,869
Employees: 15
Members: 4,760

🏘️ All the Lenders Available in Rensselaer County, NY

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