Ny Firefighters Bravest Troy NY Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Ny Firefighters Bravest, your trusted financial partner located at 1223 Peoples Ave, Troy, NY 12180. Since our establishment in 1935, we have been dedicated to serving our members with integrity and commitment. As a proud credit union, we currently support over 4,611 members and manage total assets of $24,844,329. Our goal is to empower you with personalized banking solutions that cater to your unique needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 532 Central Ave, Albany, NY 12206. At Ny Firefighters Bravest, we offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards all designed to help you achieve your financial goals. Under the leadership of our CEO, Renee Cowan, and Board President, Michael Tobler, our team of nine dedicated employees is here to guide you every step of the way. We pride ourselves on being an integral part of the community while maintaining a strong financial foundation with net worth reaching $2,703,297 and total deposits amounting to $354,043. We invite you to explore how we can assist you in achieving your financial aspirations. Whether you're looking for advice on loans or want to open an account today, feel free to reach out by calling us at 518-276-6593 during our business hours from Monday to Friday between 9:00 AM and 2:30 PM. Join us as we continue to build a brighter financial future together! For more information about our services or to become a member today, visit us online at Ny Firefighters Bravest.

Branch History & Mission

Community Focus

While members can visit us at 1223 Peoples Ave, official correspondence should be sent to 532 Central Ave, Albany, NY 12206. We are proud not only of the financial products we offer but also of the relationships we build with our members. Our dedicated team is here to assist you during lobby hours from Monday to Friday, 9:00 AM to 2:30 PM. Although we currently do not offer ATM or drive-thru services, our focus remains on providing personalized attention to each member's needs through online banking and mobile app capabilities. We are committed to ensuring that all members can easily manage their accounts digitally while still receiving the face-to-face service they deserve.

Join Us

As we look forward to the future, we invite you to become part of our family at Ny Firefighters Bravest. Whether you're seeking financial guidance or looking for a place where your voice matters, we welcome you with open arms. Experience firsthand how we can help you reach your financial dreams while contributing positively to our beloved Troy community. For more information about joining us or exploring our services, please visit our website or call us at 518-276-6593. Together, let's build a stronger future!

Our Journey

Since opening our doors nearly nine decades ago, Ny Firefighters Bravest has evolved significantly. We began with the vision of supporting those who serve and protect our communities. Over the years, we have expanded our services to include personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Each milestone in our journey has been driven by our commitment to meet the financial needs of our members while fostering a sense of community.

Our Mission

Our mission at Ny Firefighters Bravest is clear: we strive to provide exceptional financial services while making a positive impact on the lives of our members and the community at large. We believe that everyone deserves access to affordable banking solutions that help them achieve their goals. As part of this mission, we actively engage in community outreach efforts and partnerships that support local initiatives.

Branch Location & Accessibility

Welcome to the Ny Firefighters Bravest branch, located at 1223 Peoples Ave in the heart of Troy, NY! Our convenient location is designed with our members in mind, making it easy for you to access the banking services you need. Whether you're stopping by to open a new account or seeking assistance with your existing services, our friendly team is here to help. If you need to send us official correspondence, please note that our mailing address is different: 532 Central Ave, Albany, NY 12206. Just a short drive from our branch, this ensures that all your paperwork gets where it needs to go quickly. Situated near local landmarks and easily accessible routes, our Troy location provides ample parking and features that cater to everyone, including ADA-compliant facilities for those who require additional support. With our operating hours from Monday to Friday, 9:00 AM to 2:30 PM, we strive to fit into your busy schedule. While we currently do not offer ATM or drive-thru services at this location, rest assured that our dedicated staff is available during business hours to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage refinancing, and more. We believe banking should be easy and enjoyable! If you have any questions or would like to learn more about what we offer, don't hesitate to give us a call at 518-276-6593. We invite you to visit us soon your financial goals are just a conversation away!

Member Eligibility

At Ny Firefighters Bravest, we believe that everyone deserves a place to call home for their financial needs. Becoming a member is easy and opens the door to a supportive community where you can enjoy personalized services tailored just for you. If you're a firefighter, related to one, or work in the fire service industry, you're already eligible to join our family! We welcome individuals who share our passion for serving others and building strong communities. To learn more about eligibility, feel free to visit us at https://www.nybravestfcu.org/join . Opening your account is just as simple! You can start the process by visiting https://my.homecu.net/banking/hcuactivate.prg?cu=affcu . Our friendly team is here to assist you every step of the way, so don't hesitate to reach out at (518) 276-6593 if you have any questions. Join us at our convenient location: 1223 Peoples Ave Troy Ny 12180, and experience the benefits of being part of the Ny Firefighters Bravest community today!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. While we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. This means more opportunities for entrepreneurs like you to thrive and achieve your goals.

Merchant Services Made Easy

In today's fast-paced marketplace, having efficient payment options is crucial. Our merchant services help streamline your transactions, making it easier for you to focus on what you do best running your business. Whether you're accepting payments online or in-store, we offer solutions that simplify the process and enhance customer satisfaction. Visit us at 1223 Peoples Ave Troy Ny 12180 in Troy, NY or call us at (518) 276-6593 to learn how our business banking services can help elevate your enterprise!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't currently offer ATM services directly at our branch, our members still enjoy easy access to cash through various partnerships within the community. At Ny Firefighters Bravest, we're committed to making banking simple and accessible for everyone in Troy and beyond. If you're ready to explore any of these services further or have questions about how we can assist you financially, please don't hesitate to reach out! You can contact us at (518) 276-6593 during our operating hours from Monday to Friday between 9:00 AM and 2:30 PM. Join us today at Rpi Employees and discover all the ways we can support your financial goals!

Auto Loans & Vehicle Financing

If you're dreaming of that new car or need a reliable vehicle, our auto loans and vehicle financing options can make it happen. We offer competitive rates and flexible terms, ensuring you find a plan that fits your budget comfortably. Picture yourself driving off in the car you've always wanted, knowing you have a manageable loan from us.

Business Banking

For entrepreneurs and small business owners, we offer robust business banking services including merchant services and business loans. Running a business is challenging enough; let us take care of your banking needs so you can focus on what matters most growing your business.

Credit Cards with Rewards

Our credit cards come with rewards that let you earn as you spend! Whether it's cash back on groceries or points towards travel, using our credit card means getting more from every purchase. Imagine enjoying perks just by managing your day-to-day expenses!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide tailored solutions to suit different needs. With guidance from our experienced staff, you can navigate the home-buying process with confidence. Think about the joy of settling into your dream home with a mortgage plan that works for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills on-the-go, we've got you covered with secure access right at your fingertips.

Personal Banking

Our personal banking services cater to both your spending and saving needs. With checking and savings accounts, you can manage your finances easily while earning interest on your savings. Imagine having a reliable place for your money where it not only stays safe but grows over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you have the flexibility to handle them head-on. Whether it's for medical bills or consolidating high-interest debt into one manageable payment, we're here to help lighten the load.

Digital & Online Banking

E-Statements for Easy Access

Say goodbye to paper clutter! We provide e-statements that allow you to view your account statements online. This not only helps in keeping your financial records organized but also enhances security by reducing the risk of sensitive information falling into the wrong hands.

Mobile Application Convenience

For those who prefer managing their accounts on-the-go, our mobile application is available for download. You can easily check balances, make payments, and even set up alerts all from the palm of your hand. It's never been easier to keep track of your finances while you're out and about.

Secure Transactions Made Simple

While we currently do not support mobile payments or person-to-person transfers, rest assured that all transactions made through our online banking are secure. We prioritize your safety and privacy with robust security measures in place. In addition to these features, we offer electronic signature authorization for any required paperwork, making it simple for you to complete transactions without unnecessary delays. Our commitment to providing easy access and real-time account management ensures that you'll always feel in control of your financial decisions. Experience the convenience of digital banking at Ny Firefighters Bravest where your financial well-being is just a click away!

Financial Strength

A Dedicated Team Ready to Serve

Our strength also lies in our people. We take pride in having 9 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 7,009, show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $782,065, we are well-equipped to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ny Firefighters Bravest is your trusted partner. Visit us at 1223 Peoples Ave Troy Ny 12180 or call (518) 276-6593 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $2,289,670 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community means more than just offering loans; it's about creating an environment where every member can thrive.

Member-Centric Savings

Members' savings are secured through $5,127,567 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $2,703,297, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We understand that every member has unique financial needs. With $321 in used auto loans and $21,329,200 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our $114,133 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,966,078 in used vehicle loans and $9,487,951 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, making it easier than ever to drive away in a car you love.

Credit Lines

For those who need additional flexibility, our total credit lines amounting to $3,000,000 provide an accessible option for unexpected expenses or planned purchases. At Ny Firefighters Bravest, we believe in making borrowing as straightforward as possible. If you're considering refinancing your current loans or would like more information about eligibility options, our team is ready to assist you every step of the way. Feel free to reach out to us at (518) 276-6593 or visit us at our branch located at 1223 Peoples Ave Troy Ny 12180 in Troy, NY. Together, let's take the next step towards achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $324,382, make buying or refinancing simple. We are here to guide you through each step of the process and help you secure a mortgage that meets your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $301,886 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to fit your lifestyle.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. By focusing on verified data, LendMesh enhances users' confidence in their choices.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness of the platform in meeting user needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION