Troy Credit Union | Rewards Cards, Auto Loans & ATM Access

Introduction

Welcome to troy, where we have been proudly serving our community since 1963. Located in the heart of Troy, NY, we are dedicated to empowering our members through exceptional financial services tailored to meet their unique needs. Under the leadership of CEO KEVIN GORDON and Board President CHARLES WILLSON, we strive to create a member-first experience, prioritizing trust, accessibility, and personalized service.

As a federally insured institution since 3/15/1971 0:00, you can rest assured that your deposits are protected by the National Credit Union Administration (NCUA). At troy, we believe in harnessing modern banking tools to enhance your financial journey. While we currently do not offer online banking, mobile applications, or electronic statements, our focus remains on providing essential services such as personal banking, auto loans, mortgage options, and business banking solutions. We invite you to visit us at our headquarters or reach out via fax at (518) 272-9387 for any inquiries. Join us at troy as we continue our commitment to fostering financial well-being within our community.

Financial Services

At troy in Troy, NY, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Our offerings encompass personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, and personal loans aimed at debt consolidation. For small business owners, we provide tailored business banking services that include merchant services and business loans to help your enterprise thrive. With 24/7 access to your accounts through our online banking platform, managing your finances has never been easier. While we currently do not offer a mobile application or electronic statements, our members can still benefit from straightforward processes for everyday banking.

As you plan for significant life milestones—whether it’s purchasing your first car or buying a home—our team is here to guide you every step of the way. Our competitive loan products are designed to suit various financial situations, ensuring that everyone can find the right fit for their goals. If you're looking to explore loan options or compare rates, our loan aggregator tools at https://www.lendmesh.com/loans/mortgage_loans can help streamline the process. Additionally, we invite you to check our eligibility requirements at to see how easy it is to become part of our community. For any inquiries or personalized support, feel free to reach out via fax at (518) 272-9387; we’re always here to assist you in achieving your financial aspirations.

Financial Highlights

At troy in Troy, NY, we pride ourselves on being a trusted financial partner that prioritizes the needs of our members. With a robust Total Membership of 510, our community-focused approach ensures that we are always in tune with the aspirations and challenges faced by those we serve. We have built a solid foundation reflected in our impressive Total Assets of 3,253,865, demonstrating our financial stability and ability to support our members' diverse needs.

Our commitment to responsible financial management is highlighted by a healthy Net Worth of 575,534 and a strong Net Worth Ratio of 1,769, underscoring our resilience and capacity for growth. While maintaining an active loan portfolio, with Total Loans and Leases amounting to 169, we ensure that our offerings remain accessible and beneficial to all members.

We understand the importance of trust and transparency in banking; therefore, we strive to maintain competitive Total Deposits of 454,047, which reflect our members' confidence in us as their financial institution. Our dedicated team of just Total Employees at 3 works tirelessly to provide personalized service, ensuring each interaction is meaningful and supportive.

In terms of lending, our diverse offerings include a commendable Credit Card Loan Volume of 92 and an impressive Auto Loan Volume of 64, catering to various financial needs while promoting responsible borrowing practices. Our aim is not only to provide services but also to empower our members through informed financial choices.

With no reliance on external funding, as evidenced by Total Borrowings standing at 0, we are able to maintain complete control over our operations while continuously striving for excellence. The performance insights and financial data presented here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

Explore your options today—compare real-time loan offers at https://www.lendmesh.com/loans/mortgage_loans and discover how we can help you achieve your financial goals with confidence.

Troy CU

Introduction

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Financial Highlights

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