Broadview Credit Union Troy NY | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Broadview, your trusted partner in financial well-being! Located at 110 8th St, Troy, NY 12180, our branch has been serving the community since 1934. With a total membership of 496,735, we pride ourselves on being more than just a credit union; we are a community hub dedicated to helping you achieve your financial goals. At Broadview, we understand that every dollar counts. That's why we manage total assets of over $8.9 billion and have facilitated 359,654 loans and leases to our members, ensuring that everyone has access to the funds they need for their dreams be it purchasing a new car or buying a home. Our commitment to you is reflected in our total deposits of $550,025,253 and net worth of $748,058,930. Our leadership team, headed by CEO Michael Castellana and Board President Patrick Kelly, is deeply committed to providing personalized service and support. Whether you need assistance with personal banking, auto loans, or business services, our friendly staff is here to help. While members can visit us at our Troy branch for in-person services, official correspondence should be sent to the same address: 110 8th St, Troy, NY 12180. You can reach us easily at (518) 452-8234 during our operating hours from Monday to Friday between 9 AM and 5 PM. Join us today at Broadview! Explore our range of services online at broadviewfcu.com, or feel free to give us a call for any inquiries. We look forward to assisting you on your financial journey!

Branch History & Mission

Innovation & Accessibility

As we move forward in this digital age, Broadview remains dedicated to enhancing our services through innovation. Our branch offers online banking capabilities, mobile payments, e-statements, and more designed for your convenience while ensuring ADA compliance for all our members. While we currently do not offer drive-thru service, we do provide ATM access for quick withdrawals and balance checks.

Join Us Today!

We are proud of our history and look forward to continuing our journey with you. Whether you're looking for a new account or need assistance with loans or investments, we invite you to experience the benefits of membership at Broadview. Together, let's build a brighter future for ourselves and our community. Feel free to reach out at 518-452-8234 for any inquiries or visit us online at broadviewfcu.com to learn more about how we can serve you better!

Our Journey

Founded during a time of great change, Broadview started with a simple mission: to empower individuals and families through accessible financial services. Over the years, we have evolved significantly, growing our membership base to an impressive 496,735 members and accumulating total assets of over $8.9 billion. We have built trust and relationships in the community by providing services that meet the changing needs of our members. Located at 110 8Th St, Troy, NY 12180, our branch is easy to find near the bustling downtown area. We invite you to visit us during our operating hours from Monday to Friday, 9 AM to 5 PM. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same mailing address: 110 8th St, Troy, NY 12180.

Our Mission

At Broadview, our mission extends beyond just providing financial services. We strive to enrich the lives of our members by offering personal banking solutions such as checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking services. We believe in supporting not only your financial goals but also your dreams and aspirations. Our commitment to the community is evident through various outreach programs and partnerships that foster growth and development. We aim to create a welcoming environment where everyone feels valued and included.

Branch Location & Accessibility

Welcome to Broadview, your friendly neighborhood credit union located at 110 8th St, Troy, NY 12180! We pride ourselves on being accessible and convenient for all our members. Our branch is situated near popular spots like the Rensselaer County Historical Society and just a short drive from the scenic banks of the Hudson River. Whether you're stopping by for banking needs or just passing through, you'll find us in a vibrant area that's easy to navigate. At Broadview, we understand that accessibility matters. Our location is designed with you in mind, featuring ADA-compliant facilities and ample parking to ensure everyone can visit us comfortably. While you can easily find us at our branch address, please note that any official correspondence should be sent to the same address: 110 8th St, Troy, NY 12180. We invite you to drop by Monday through Friday from 9 AM to 5 PM. During these hours, our dedicated team is ready to assist you with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more! Plus, if you're looking for quick cash access, we have an ATM available right on-site for your convenience. Although we don't offer drive-thru banking at this location, we do provide shared services for partner credit union members. This means you can carry out basic transactions such as deposits and withdrawals even if you're not a member of Broadview. If you have any questions or need assistance while visiting us, don't hesitate to call at 518-452-8234. We're here to help! Come see how Broadview can support your financial journey today!

Member Eligibility

At Broadview, we believe that everyone deserves the opportunity to be part of a caring and supportive community. Joining us is easy! If you live, work, worship, or attend school in Rensselaer County, you're eligible to become a member. We welcome individuals and families alike, making it simple for you to start enjoying the benefits of membership from competitive loan rates to personalized financial advice. For more detailed eligibility information, feel free to visit our website at . When you're ready to open your account, the process is straightforward. You can apply online through our convenient portal at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw, or give us a call at (518) 452-8234 if you have any questions or need assistance. We're here for you every step of the way as you take this exciting step towards better financial health at Broadview!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a bustling café where customers can pay easily with their cards or mobile phones. Our merchant services help businesses like this thrive by offering reliable payment processing solutions. We ensure that you can focus on serving your customers while we handle the transactions smoothly and securely. Discover how Broadview can partner with you in your business journey. Visit us at 110 8Th St Troy Ny 12180, Troy, NY, or call us at (518) 452-8234 to learn more!

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Broadview, we provide top-notch online and mobile banking services. You can check balances, transfer funds, pay bills, and even deposit checks all from the comfort of your home or on-the-go through our user-friendly mobile app. Need cash? Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. Plus, if you're a member of a partner credit union, enjoy basic shared branch transactions like deposits and withdrawals at any participating location.

Credit Cards & Business Banking

Looking for rewards while you spend? Our credit cards with rewards give you the chance to earn points on everyday purchases, making your spending work for you. For small business owners, we offer robust business banking solutions, including merchant services and business loans. We understand that running a business requires financial flexibility, so we're here to support your growth every step of the way.

Get Started Today!

We invite you to visit us at our branch located at 110 8th St, Troy NY 12180, or give us a call at 518-452-8234 to learn more about how we can assist you with your financial journey. Explore all that Broadview has to offer by visiting our website at broadviewfcu.com. Your financial well-being is important to us let's achieve it together!

Personal Banking

Managing your money shouldn't be complicated. At Broadview, we offer various checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or need an everyday account, we've got you covered. Our accounts come with features that help you track spending and save more effectively. When it comes to financing your dream car, our auto loans and vehicle financing options are competitive and straightforward. Imagine driving off the lot in a new car without the stress of complicated loan terms. Plus, if you're thinking about buying a home, our mortgage loans and refinancing options can help you secure the best rates available. If unexpected expenses arise, our personal loans and debt consolidation services provide quick access to cash, allowing you to tackle bills or consolidate high-interest debts into one manageable payment.

Digital & Online Banking

Convenient Transactions

Need to send money to a friend? Our person-to-person transfers make it simple and quick. Just a few taps on your phone, and the money is sent no hassle involved! And if you're a fan of using mobile payments, you'll be pleased to know that we support this feature too, allowing you to make purchases with ease. At Broadview, we believe in making banking not just accessible but also enjoyable. With these user-friendly features at your fingertips, managing your money has never been easier or more secure. Experience all the benefits of digital banking today!

Key Features

Our online banking platform provides you with real-time account management. You can check your balances, transfer funds, and pay bills all in one place. Plus, with our mobile application, banking is even easier! Whether you're out running errands or relaxing at home, you can manage your finances right from your smartphone. When it comes to security, we've got you covered. We offer electronic signature authorization to ensure that your transactions are safe and secure. This means you can sign documents digitally without worrying about them falling into the wrong hands. Additionally, if you're looking for a convenient way to stay updated on your account activity, our e-statements feature allows you to receive monthly statements electronically rather than through traditional mail.

Financial Strength

At Broadview, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with reliability and confidence. With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $29,827 in used auto loans and $6,698,281,974 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $35,585,425. Total Share Accounts: 1,233,168, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 110 8Th St Troy Ny 12180 or call (518) 452-8234 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Business Financing

For business owners looking to expand or improve operations, our outstanding commercial loans totaling $715,018,024 provide the capital needed for growth. We understand the challenges businesses face and are committed to supporting local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, making it easier for you to settle into your dream home.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for our various products, our knowledgeable staff at Broadview is ready to guide you through the process. We aim to ensure that your borrowing experience is straightforward and beneficial. To learn more about our loan offerings or apply today, visit us at 110 8Th St Troy Ny 12180, give us a call at 518-452-8234, or check out our website at broadviewfcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $195,889,767 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that your spending is backed by supportive financial solutions.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make well-informed decisions that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the reliability and effectiveness of LendMesh as a valuable tool for prospective borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. Each loan comparison is grounded in verified information, ensuring that what you see reflects true market conditions.

Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Innovation & Accessibility

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Convenient Digital Banking

Credit Cards & Business Banking

Get Started Today!

Personal Banking

Digital & Online Banking

Convenient Transactions

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community