Broadview Credit Union Troy NY | Best Auto Loans & Business Banking

Introduction

Welcome to Broadview, your trusted community partner in Troy, NY! Located at 256 Hoosick St, our branch has been serving members since 1934. We pride ourselves on building lasting relationships with our members and providing financial services that truly make a difference. With a robust membership of 496,735 individuals, we are committed to supporting you in reaching your financial goals. At Broadview, we understand the importance of having reliable financial resources at your fingertips. That's why we have grown our total assets to an impressive $8,945,023,510, ensuring that we can offer competitive rates on loans and savings. Our dedication is evident in our total deposits of $550,025,253 and a net worth of $748,058,930, which reflects our stability and commitment to responsible banking practices. While you can conveniently visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 256 Hoosick St, Troy, NY 12180. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our experienced team is here to help. Led by CEO Michael Castellana and Board President Patrick Kelly, our dedicated staff of 1,467 employees is focused on providing exceptional service tailored to meet your needs. We encourage you to reach out to us at 518-452-8234 or visit our website at broadviewfcu.com for more information about our services. Join us today and discover how Broadview can be your partner in achieving financial success!

Branch History & Mission

Community Commitment

We're not just about finances; we're deeply committed to making a positive impact in Troy and surrounding areas. Through various partnerships and community outreach efforts, Broadview actively supports local initiatives aimed at enhancing quality of life for all residents. While members can visit us at 256 Hoosick St for all their banking needs, official correspondence should be sent to the same address as we maintain transparency and ease of communication.

Join Us

We invite you to experience the benefits of membership with Broadview. With personalized service tailored just for you and a mission centered around community well-being, we are more than just a credit union; we are your neighbors. Together, let's build a brighter financial future! For more information or to become a member today, please call us at 518-452-8234 or visit our website.

Our Journey

Located at 256 Hoosick St, Troy, NY 12180, Broadview has become a cornerstone of local banking. Since opening our doors, we've welcomed countless families and businesses into our fold. Today, we serve over 496,000 members and manage total assets amounting to an impressive $8,945,023,510. This growth reflects not only the trust placed in us but also our adaptability in meeting the changing needs of our community. Over the years, we've expanded our services to include everything from personal banking such as checking and savings accounts to auto loans and mortgages. Our commitment to innovation means we've embraced digital advancements while ensuring accessibility for all members. We're proud to offer ADA-compliant facilities and services that cater to everyone's needs.

Our Mission

At Broadview, our mission is simple yet profound: to provide exceptional financial services while fostering community support. We believe that banking should be about building relationships rather than just transactions. We aim to empower our members with the tools they need to achieve their financial goals. Our branch operates Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 2 PM. We also offer convenient ATM access and drive-thru banking for those on the go. Whether you're stopping by for a quick transaction or seeking guidance on more complex financial decisions, our friendly staff is here to assist you every step of the way.

Branch Location & Accessibility

Welcome to Broadview, your friendly neighborhood credit union located at 256 Hoosick St in Troy, NY. We take pride in our convenient location, making it easy for you to access all the financial services you need. Whether you're popping in for a quick deposit or seeking guidance on a loan, our branch is here to help! Situated in the heart of Rensselaer County, Broadview is close to various local landmarks that make it easy to find us. If you're near the popular River Street area or visiting the nearby Troy Waterfront Farmers' Market, swing by and say hello! We have ample parking available, and our facility is designed with accessibility in mind, featuring ADA-compliant ramps and easy entry points. At Broadview, we value your time. Our lobby hours are Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 2 PM. This means you can visit us before work or on weekends when it's most convenient for you! Need cash? We also have an ATM available for quick withdrawals and balance checks. For those who prefer a drive-thru experience, we offer drive-thru banking services for simple transactions like deposits and withdrawals. Plus, if you're a member of another participating credit union, you can enjoy shared services at our branch as well. While members can visit us at 256 Hoosick St, official correspondence should be sent to the same address since it's also our mailing address. If you have any questions or need assistance, feel free to give us a call at 518-452-8234. We look forward to seeing you soon at Broadview where your financial journey begins!

Member Eligibility

At Broadview, we believe that becoming a member is like joining a family where everyone looks out for each other. If you're interested in joining us at our welcoming location on 256 Hoosick St Troy Ny 12180, you'll find that eligibility is straightforward and open to many. Generally, anyone who lives, works, or attends school in the area can become a member. We want to make sure that everyone feels included and supported, so we encourage you to check the specific criteria and details on our website at . Opening an account with us is designed to be simple and welcoming. You can easily start the process by visiting this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw. If you have any questions or need assistance along the way, feel free to reach out to us at (518) 452-8234 during our operating hours. We're here to help you every step of the way as you take this exciting step towards better financial opportunities!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment solutions can make a significant difference for your business. Our merchant services help you accept payments easily, whether it's through credit cards or digital wallets. Imagine being able to serve your customers without worrying about payment processing issues this is what we strive to deliver at Broadview. Located conveniently at 256 Hoosick St Troy Ny 12180, Troy, NY, we're here to empower local businesses every step of the way. Visit us or call (518) 452-8234 to learn more about how we can assist you in reaching your business goals!

Comprehensive List Of Services

Business Banking

Business owners will appreciate our business banking solutions. From merchant services that simplify transactions to business loans tailored for growth, we understand the unique challenges faced by local businesses and are committed to helping them thrive.

Convenient Access

Our branch offers basic drive-thru banking for quick deposits and withdrawals, making it easier than ever to conduct simple transactions without stepping inside. Additionally, we provide shared branch transactions for partner credit union members, ensuring access to essential banking services when traveling.

Digital Banking Features

In today's fast-paced world, digital banking features are crucial. At Broadview, we prioritize ease of access through online banking and mobile payments. With these tools at your fingertips, managing your finances is as easy as a few taps on your phone. If you're ready to explore how Broadview can assist you with all your financial needs, don't hesitate to reach out! Call us at (518) 452-8234 or visit us at 256 Hoosick St Troy Ny 12180 in Troy, NY. We look forward to serving you!

Loans and Credit Options

If you find yourself in need of extra cash, our personal loans and debt consolidation services can help ease financial burdens. Plus, our credit cards come with rewards that allow you to earn while you spend! These versatile options ensure that whether you're planning a big purchase or managing day-to-day expenses, we've got you covered.

Personal Banking

Our personal banking services include checking and savings accounts that fit your lifestyle. Imagine easily accessing your funds through our online and mobile banking platforms, allowing you to manage your finances from anywhere. You can also enjoy the convenience of ATM and cash withdrawal services whenever needed. For those considering financing options, we provide auto loans and vehicle financing that make purchasing your dream car a reality. Our mortgage loans and refinancing options offer competitive rates, helping you secure a home or reduce your current mortgage payment.

Digital & Online Banking

At Broadview, we understand that convenience and security are key when it comes to managing your finances. That's why we've made our digital and online banking services easy to use and available whenever you need them. Whether you're at home or on the go, our suite of services will help you stay connected to your accounts. With our online banking platform, you can access your account 24/7. This means you can check balances, pay bills, and transfer money any time of day or night. Plus, with features like person-to-person transfers, sending money to friends or family is just a few taps away. For those who prefer using their mobile devices, our mobile application offers a user-friendly experience tailored for easy navigation. You can make payments using mobile payments and view your e-statements all from the palm of your hand. Speaking of e-statements, we provide this option so you can keep track of your finances without the clutter of paper statements. Security is always a priority at Broadview. We utilize electronic signature authorization to ensure that your transactions are safe and secure. This added layer of protection gives you peace of mind while managing your financial activities online. In addition to these features, our online banking services allow for real-time account management, making it simple to monitor spending and budget effectively. Whether it's checking your balance or setting up automatic payments, everything is designed with your needs in mind. Experience the ease of modern banking at Broadview where convenience meets security every day!

Financial Strength

At Broadview, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to you, our valued member. With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,827 in used auto loans and $6,698,281,974 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $35,585,425. Total Share and Deposit Accounts: 1,233,168, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 256 Hoosick St Troy Ny 12180 or call (518) 452-8234 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, we have financing options that can fit your budget and needs.

Credit Lines and Commercial Loans

For those looking for additional flexibility, our total credit lines amount to $2,080,178,274, allowing members to cover unexpected expenses or larger purchases without stress. Additionally, for business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand your business operations. If you're considering any of our loan products or want more information about eligibility options and refinancing opportunities available at Broadview, don't hesitate to contact us at 518-452-8234. Our team is ready to assist you Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us guide you toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. We also provide refinancing options to help you lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. These cards come with features designed for ease and convenience while ensuring you have access to funds when needed.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the offers displayed on LendMesh are based on the latest results and reflect the most current rates available (Source: https://www.ncua.gov). This commitment to sourcing verified information guarantees that users receive fair and transparent offers.

Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Access

Digital Banking Features

Loans and Credit Options

Personal Banking

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Commercial Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community