Broadview Credit Union Troy NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Broadview, your trusted financial partner located at 65 Vandenburgh Ave, Troy, NY 12180. Since our establishment in 1934, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a strong membership base of 496,735 members and total assets amounting to an impressive $8,945,023,510, we pride ourselves on offering a safe and supportive environment for all your financial endeavors. Our commitment to you goes beyond numbers; it's about building relationships and empowering our members. Whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages, Broadview is here to help you every step of the way. Our total loans and leases reach 359,654, showing how we've supported countless individuals in achieving their financial goals. At Broadview, we understand the importance of community impact. With a net worth of $748,058,930 and total deposits of $550,025,253, we're not just a credit union we're a part of your journey toward financial success. Under the leadership of our CEO, Michael Castellana, and Board President Patrick Kelly, we aim to create an inclusive atmosphere where everyone can thrive. While members can visit us at our Troy branch for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, please don't hesitate to reach out at 518-452-8234. Join us at Broadview today where your financial well-being is our priority! For more information on services we offer or to become a member, visit us online at broadviewfcu.com. We look forward to welcoming you into our family!

Branch History & Mission

Join Us

While you can visit us at 65 Vandenburgh Ave for all your banking needs during our convenient operating hours Monday through Wednesday from 8 AM to 5 PM, Thursday and Friday until 6 PM, and Saturday until 2 PM we also encourage you to reach out by phone at 518-452-8234 or explore more about us online at Broadview. Experience the difference of being part of a credit union that truly cares about your financial journey. Join Broadview today and be part of a legacy that puts community first!

Our Journey

Since opening our doors, Broadview has focused on meeting the needs of our members with personalized services that make banking accessible and straightforward. Over the years, we have expanded our offerings to include everything from checking and savings accounts to auto loans and mortgage refinancing. Our goal has always been to empower our members financially while fostering a sense of belonging within the community. Our commitment to innovation is evident in our adoption of digital banking solutions. We ensure that members can access their accounts easily through online banking and mobile applications. This focus on accessibility also extends to our physical branch services, where we offer drive-thru banking and ATM availability for added convenience.

Our Mission

At the heart of Broadview's mission is the desire to provide exceptional financial services while actively supporting our local community. We believe that when our members thrive, so does the community around us. Our mission statement reflects this ethos: "To enhance the financial well-being of our members and communities." We strive to deliver not just products but real value through education and support. We take pride in our partnerships with local organizations and initiatives aimed at improving lives in Troy and beyond. Whether it's through financial literacy programs or sponsoring local events, we are dedicated to giving back and making a meaningful impact.

Branch Location & Accessibility

Operating Hours

At Broadview, we understand that your time is valuable. That's why we offer flexible hours tailored to fit your schedule. Our lobby hours are Monday through Wednesday from 8 AM to 5 PM, Thursday and Friday from 8 AM to 6 PM, and Saturday from 8 AM to 2 PM. Whether you need assistance during the week or on the weekend, we've got you covered.

Services and Features

Our Troy branch offers a variety of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to support your financial journey. We also have an ATM on-site for quick cash withdrawals and basic transactions. For those who prefer doing things from their car, our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle. Plus, if you're a member of another credit union that participates in shared services, you're welcome to utilize our facilities too! We invite you to visit us at Broadview in Troy today! Experience firsthand how our dedicated team can assist you with all your banking needs. Your financial well-being is our top priority!

Member Eligibility

Joining the Broadview family is more than just opening an account; it's about becoming part of a community that cares about your financial well-being. At our branch located at 65 Vandenburgh Ave Troy Ny 12180, we welcome individuals who live, work, worship, or attend school in our area, as well as family members of current members. This means if you're looking for a friendly place where everyone knows your name and has your back financially, you've found it! To explore the full eligibility criteria and see if you qualify, please visit our detailed resource at . Becoming a member at Broadview comes with fantastic benefits like personalized service, competitive rates on loans, and access to various financial products tailored just for you. The process to open an account is simple and straightforward just head over to https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw to get started. If you have any questions or need assistance, don't hesitate to give us a call at (518) 452-8234. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to purchase new equipment, hire additional staff, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, effective payment solutions can make all the difference. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment processing, we provide tools that help you serve your customers better while enhancing your bottom line. Visit us at 65 Vandenburgh Ave Troy Ny 12180 in Troy, NY, or call us at (518) 452-8234 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Support

If you're a business owner in need of financial assistance, Broadview has got you covered with our Business Banking services. We offer everything from merchant services to business loans designed to help you grow and succeed.

Convenient Access Points

Accessing your funds is simple with our network of ATMs and cash withdrawal services. Our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car. Plus, if you're part of another credit union in our network, take advantage of our Shared Branch Transactions for convenient banking wherever you are.

Credit Options for Every Need

For unexpected expenses or planned purchases, our Personal Loans & Debt Consolidation services offer a straightforward way to manage your finances. Whether you're consolidating debt or funding a major purchase, we're here to help you find the right loan solution. Additionally, our Credit Cards with Rewards allow you to earn while you spend. Enjoy benefits like cashback and points redeemable for travel or merchandise great rewards for being a loyal member!

Get Started Today!

Our branch hours are designed with your schedule in mind: Monday through Wednesday from 8 AM to 5 PM, Thursday and Friday from 8 AM to 6 PM, and Saturday from 8 AM to 2 PM. If you're ready to explore how Broadview can assist you in achieving your financial goals, give us a call at 518-452-8234 or visit us online at Broadview's Website. Join us today and experience the personalized service that sets us apart!

Personal Banking Solutions

We understand that managing finances can be challenging. That's why we offer Personal Banking options that include checking and savings accounts designed for everyday use. These accounts come with features that make it easy to access your money when you need it most. With our Online & Mobile Banking, you can check your balance, transfer funds, and pay bills from the comfort of your home or on the go. If you're considering a new vehicle, look no further than our Auto Loans & Vehicle Financing options. We provide competitive rates and flexible terms to help you get behind the wheel without breaking the bank. For those looking to buy a home or refinance their existing mortgage, our Mortgage Loans & Refinancing services ensure you have access to expert guidance and affordable solutions.

Digital & Online Banking

Key Services Offered

You can access your account anytime through our online banking portal, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Plus, with our electronic signature authorization feature, signing documents is a breeze no more printing or mailing required. If you prefer going paperless, you'll be pleased to know that e-statements are available for all members. This means you can review your financial statements quickly and securely without the clutter of paperwork. Need to send money to a friend? Our person-to-person transfer feature lets you easily send funds directly from your account to theirs with just a few taps on your mobile device. Speaking of mobile devices, our dedicated mobile application offers all the features of online banking right in your pocket. Whether you're on the go or relaxing at home, you can manage your accounts seamlessly.

Security and Accessibility

Security is always a priority at Broadview. We use advanced security measures to protect your information while ensuring that accessing your accounts is both easy and reliable. You can rest assured knowing that your financial data is safe with us. With 24/7 online banking services, you have real-time access to your accounts whenever you need it. Whether you're checking balances before a purchase or reviewing transactions after hours, we've got you covered. Experience the ease of modern banking today with Broadview's digital services!

Financial Strength

A Trusted Partner for Your Finances

Net Shares (Funds available for lending and investments): $35,585,425. Total Share and Deposit Accounts: 1,233,168, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 65 Vandenburgh Ave Troy Ny 12180 or call (518) 452-8234 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth

With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $29,827 in used auto loans and $6,698,281,974 in total loans and leases.

Member-Centric Resources

Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident as shown by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $835 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new model or a reliable used car, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, we have solutions tailored just for you. At Broadview in Troy at 65 Vandenburgh Ave (12180), our commitment is to support you every step of the way. For inquiries or assistance with your loan application process, feel free to call us at 518-452-8234. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We invite you to explore how our loan products can help meet your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961, make buying or refinancing simple. We offer various mortgage products tailored to fit your financial situation. If you're considering refinancing your current mortgage, we can help with that too just reach out to discuss eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you earn rewards while making everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh offers users an easy way to navigate their borrowing options. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that the loan offers presented are fair and transparent, allowing users to make informed decisions without any hidden surprises. One of the key benefits of using LendMesh is its Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring that users receive trustworthy information every time they search for a loan. Additionally, LendMesh prides itself on having No Sponsored Listings lenders are not prioritized based on paid promotions, which means users see unbiased results tailored to their needs. Furthermore, the platform provides Real-Time Rate Comparisons, giving users access to up-to-date loan rates from multiple institutions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh has positively impacted borrowers' experiences. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Broadview

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Operating Hours

Services and Features

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Support

Convenient Access Points

Credit Options for Every Need

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Services Offered

Security and Accessibility

Financial Strength

A Trusted Partner for Your Finances

Commitment to Growth

Member-Centric Resources

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community