NEXT STEP FEDERAL CREDIT UNION

Welcome to Next Step, your trusted financial partner located at 150 Defreest Dr, Troy, NY 12180. Established in 1954, we have been dedicated to serving our community for over six decades, providing a range of financial services designed with your needs in mind. With a total membership of 4,760 and assets exceeding $104 million, we are proud to be a stronghold of support and stability in Troy and beyond. Our commitment goes beyond just numbers; it's about the people we serve. Whether you're looking for personal banking solutions, auto loans, or mortgage financing, we offer tailored products that help our members achieve their financial goals. With total deposits reaching $6,515,644 and a net worth of $10,036,869, we ensure that your savings are secure while also providing competitive rates on loans. At Next Step, led by our CEO Joseph Wiley and Board President Mary Beth Vail, we believe in the power of community. Our team of 15 dedicated employees is here to assist you with friendly service and expert guidance. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 4:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For any official correspondence, feel free to send it to our mailing address at 150 Defreest Dr, Troy, NY 12180. If you need assistance or have questions about our services, don't hesitate to give us a call at 518-286-1611 or check out our website at Next Step FCU. Join us as we continue to make strides in the financial landscape of our community because at Next Step, your future is our priority!

At Next Step, we take pride in our rich history and unwavering commitment to serving the community of Troy, NY. Since opening our doors in 1954, our branch has been a cornerstone of financial support for families and individuals alike. Located at 150 Defreest Dr, Troy, NY 12180, we are conveniently situated near local landmarks that make us easily accessible to our members. Over the decades, Next Step has grown significantly, now proudly serving over 4,760 members with total assets amounting to an impressive $104,240,968. Our journey has been marked by milestones that reflect our dedication to providing reliable financial services and fostering community spirit. We believe in building strong relationships with our members and continually adapting to meet their needs. Our mission is simple yet profound: to empower our members through exceptional financial services while actively supporting the community. We offer a wide range of products including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Beyond just financial assistance, we are committed to making a positive impact in Troy through various outreach programs and partnerships that enrich the lives of those around us. While members can visit us at 150 Defreest Dr for all their banking needs, official correspondence should be sent to the same address as our mailing address remains unchanged. We understand the importance of convenience; that's why we provide ATM availability and drive-thru banking options for easy access to your funds. At Next Step, we also embrace digital advancements to enhance your banking experience. With features like online banking and mobile payments available at your fingertips, managing your finances has never been easier. Our dedicated team is here during our operating hours Monday through Thursday from 9 AM to 4:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM to assist you with any questions or concerns. We invite you to join the Next Step family and experience firsthand how we can help you achieve your financial goals while also contributing positively to our community. Together, let's take that next step towards a brighter financial future! For more information or to become a member today, please call us at 518-286-1611 or visit our website at nextstepfcu.org.

Becoming a member of Next Step is like joining a warm and welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in the communities we serve, you're already on the right track! We also welcome family members of current members to join us. It's all about building a supportive network where everyone can thrive together. To find out more about the eligibility requirements, feel free to visit our detailed guide at http://www.nextstepfcu.org/become-a-member-certificate . Opening an account with us is a simple and straightforward process that can set you on the path to enjoying all the benefits we offer. From competitive rates on loans and savings to personalized service, being part of Next Step means you'll have access to resources designed to help you reach your financial goals. Ready to take the next step? You can learn more about opening an account by checking out our easy-to-follow instructions at http://www.nextstepfcu.org/kasasa-cash-back/ or give us a call at (518) 286-1611. We're excited to welcome you into our community!