Student Loans in Merced, CA

Looking to lower your student loan payments in Merced, CA? Compare top refinancing options tailored to your needs and find a plan that fits your budget—without the hassle.

Refinancing your student loans locally means access to personalized support and flexible repayment terms. Take control of your future with offers designed for Merced students like you.

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Lender
APR
Term
Link
Info
cefcu
7.5 %
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
southlandcu
7.99 - 15 %
bcu
8.1 - 8.25 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Citizens Equity First has a private student loan with a variable rate of 7.5% APR today. This rate is unchanged from 7 days, 30 days, and 60 days ago. Both listings show the same steady rate. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Southland's Undergraduate Fixed Rate loans with APRs ranging from 7.99% to 14.75% and Undergraduate Variable Rate loans ranging from 8.24% to 15% . These rates have no recorded changes from 7 or 30 days ago. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

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Why compare Student Loans in Merced, CA on LendMesh

If you’re in Merced, CA, exploring student loan refinancing options, keep using LendMesh to compare offers from multiple lenders. This way, you can uncover competitive rates and flexible terms tailored to your needs without rushing into a decision. Taking your time to review different deals helps ensure you find the best fit for your financial goals and your education plans.

Consider subscribing to LendMesh’s alert service for personalized updates on student loan rates. Simply set your target interest rate, and you’ll receive timely notifications when offers meet your criteria. Plus, you’ll get expert insights and curated deals delivered weekly or monthly—helping Merced borrowers stay informed and confident in choosing the right refinancing option.

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