Student Loans in San Jose, CA

Looking for the best student loan rates in San Jose, CA? Compare personalized offers tailored to your needs and find flexible repayment plans that work for you. We make it easy to explore your options so you can focus on what matters most—your education.

Join many San Jose students who trust local lenders to support their goals. With competitive rates and friendly service, you’ll get the help you need to fund your studies and build a brighter future right here in your community.

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Filters

Lender
APR
Term
Link
Info
cefcu
7.5 %
∞
dupaco
7.5 - 10.02 %
∞
nasafcu
7.75 - 18 %
25 Yrs
∞
southlandcu
7.99 - 15 %
∞
bcu
8.1 - 8.25 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Citizens Equity First has a private student loan with a variable rate of 7.5% APR today. This rate is unchanged from 7 days, 30 days, and 60 days ago. Both listings show the same steady rate. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Southland's Undergraduate Fixed Rate loans with APRs ranging from 7.99% to 14.75% and Undergraduate Variable Rate loans ranging from 8.24% to 15% . These rates have no recorded changes from 7 or 30 days ago. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

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If you’re searching for the best student loan rates in San Jose, CA, take your time comparing offers on LendMesh. Exploring multiple lenders helps you uncover more affordable options and terms that suit your financial goals. With a little patience and research, you can find a loan that makes your education more manageable without stretching your budget.

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