Student Loans in San Jose, CA

Looking for a student loan online in San Jose, CA? Compare offers easily to find the best rates and terms tailored to your needs. Whether you're starting college or continuing your education, we help you make smart, simple choices.

Get access to flexible repayment plans designed with San Jose students in mind. Our local expertise means you’ll find support that fits your lifestyle and budget, so you can focus on what matters most—your education and future.

NewRefinance

Filters

Lender
APR
Term
Link
Info
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
americaschristiancu
2.89 - 13.64 %
25 Yrs
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.22 %
university-credit-union
4.74 - 15 %
nuvisionfederal
5.24 - 11.75 %
dcu
6.25 - 14.5 %
affinityplus
6.49 - 13.4 %
20 Yrs
sffirecu
6.75 - 11.5 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

America'S Christian's Private Student Loans with fixed rates from 2.89% to 12% , unchanged from 7 and 30 days ago. Their Student Line of Credit has a variable APR range of 2.91% to 13.64% , which is up from 12% a week ago. Both fixed and variable Private Refinance Loans have rates steady at 2.89% –1% 2% and 2.91% –1% 2% , respectively, compared to 7 days prior. Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago.

Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago. University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

Nuvision's Variable Rates student loans range from 5.24% to 11.75% today, unchanged from both 7 and 30 days ago. This variable rate applies to their student loan program without a specified term. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

San Francisco Fire's Variable Rates from 6.75% to 10.75% APR, unchanged from both 7 and 30 days ago. Fixed Rates range from 7.5% to 11.5% APR and have also stayed the same compared to 7 and 30 days ago.

🏦 Local Lenders in San Jose, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Santa Clara County, CA

Compare other loan types in San Jose, CA

Why compare Student Loans in San Jose, CA on LendMesh

If you’re searching for student loans online in San Jose, CA, it’s wise to keep exploring different lenders on LendMesh. Comparing multiple offers can uncover better rates and terms tailored to your needs, helping you save money over time. Take your time and weigh your options so you can confidently choose the loan that fits your education plans and budget.

Consider subscribing to LendMesh’s alerts to stay informed without the hassle. Just set your preferred interest rate—say 4% or 5%—and get notified as soon as offers fall below your target. You’ll receive weekly or monthly updates packed with expert insights, rate changes, and carefully selected loan deals, making it easier to find the right student loan in San Jose without missing out.

Customers are also interested in:

Student Loan Online