Student Loans in Torrance, CA 90503

Looking for the best student loan in Torrance, CA? Compare tailored offers that fit your budget and goals, all with no origination fees. Whether you’re headed to college or trade school, find options designed to support your education journey right here at home.

Local lenders understand Torrance students and families, offering flexible repayment plans and personalized service. Explore loans backed by community trust and scholarships, so you can focus on what matters most—building your future without stress.

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2.89 - 12 %

15 Yrs

3.74 - 3.99 %

3.98 - 4.17 %

4.2 - 4.52 %

4.25 - 9 %

4.75 - 10.5 %

15 Yrs

∞

5 - 11.43 %

∞

5.15 - 9.4 %

∞

6.74 - 7.74 %

15 Yrs

∞

8.6 - 9.25 %

15 Yrs

∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America'S Christian's Private Student Loans with fixed rates from 2.89% to 12% , unchanged from 7 and 30 days ago. Their Student Line of Credit has a variable APR range of 2.91% to 13.64% , which is up from 12% a week ago. Both fixed and variable Private Refinance Loans have rates steady at 2.89% –1% 2% and 2.91% –1% 2% , respectively, compared to 7 days prior. Usc's Student Loan Refinance variable rates range from 3.74% to 3.99% APR today, unchanged from 7 and 30 days ago but down from 60 days ago when the range was 3.82% to 3.99% . The rates have stayed steady over the past month with a slight decrease compared to two months back.

Financial Partners' refinance student loans have a fixed rate of 3.98% today, unchanged from 7 and 30 days ago and down from 4.39% 60 days ago. The variable rate loan is 4.17% , also unchanged from 7 and 30 days ago but up from 4.14% 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Star One's Student Loan Refinance rates for variable loans range from 4.25% to 8% APR, unchanged from 7 and 30 days ago. Fixed–rate refinance loans have APRs between 5.25% and 9% , also unchanged from a week earlier. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

First Technology's Fixed–Rate Loan for refinancing has a 9.25% APR today. This rate is up from the 8.6% –9.25% range seen 7 and 30 days ago.

🏦 Local Lenders in Torrance, CA

UNIFY FINANCIAL FEDERAL CREDIT UNION — 20305 ANZA AVE TORRANCE CA 90503
CALCOM FEDERAL CREDIT UNION — 3400 TORRANCE BLVD TORRANCE CA 90503
SCHOOLSFIRST FEDERAL CREDIT UNION — 21241 HAWTHORNE BLVD TORRANCE CA 90503
CALIFORNIA CREDIT UNION — 20016 HAWTHORNE BLVD TORRANCE CA 90503
WESCOM CENTRAL CREDIT UNION — 19780 HAWTHORNE BLVD TORRANCE CA 90503

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