Student Loans in Austin, TX

Looking to fund your education in Austin, TX? Compare student loan offers from trusted local lenders to find low fees and repayment plans that fit your budget. Applying online is quick and easy, so you can focus on what matters most—your future.

Austin students and families deserve flexible options and personalized support. Explore multiple loans side-by-side to choose the best fit for your goals, with lenders who understand the unique needs of our community. Start your journey toward college confidence today.

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Lender
APR
Term
Link
Info
eecu
2.49 - 8.24 %
15 Yrs
navyfederal
2.67 - 6.14 %
gtfcu
2.74 - 6.89 %
15 Yrs
texanscu
2.74 - 6.89 %
15 Yrs
soarion
2.99 - 3.03 %
elfi
2.99 - 6.75 %
15 Yrs
unitedfcu
3.03 - 12.78 %
customchoice
3.35 - 17.22 %
credithuman
4.25 - 12.99 %
university-credit-union
4.74 - 15 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Eecu's Texas Extra Credit Education Loan (fixed) has an APR range of 2.49% to 8.24% today, unchanged from 7 and 30 days ago. No other recent rate changes are listed for this loan. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Greater Texas has a fixed private student loan with an APR range of 2.74% to 6.89% . These rates are unchanged from 7, 30, and 60 days ago. Texans has a Private Student Loan with a fixed APR range from 2.74% to 6.89% . These rates have no available changes from 7 or 30 days ago. Soarion's in–school fixed rate loan has an APR of 2.99% , unchanged from 7 and 30 days ago. The in–school variable rate loan is at 3.03% APR, also steady compared to a week earlier. For refinancing, the fixed rate loan is 4.24% APR and the variable rate loan is 4.25% APR, both unchanged from 7 and 30 days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, and a variable APR of 6.75% , also steady over the same periods. Undergraduate Student Loans carry the same fixed rate of 2.99% , unchanged from 60 days ago, and a variable rate of 6.75% , which is also unchanged from 60 days ago. United's student loans with variable rates ranging from 3.03% to 12.03% and fixed rates between 4.78% and 12.78% . Both variable and fixed rates are unchanged from 7 and 30 days ago, as well as 60 days ago.

Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago. Credit Human's OPAL, Not UCU or UMCU fixed–rate student loans have APRs ranging from 4.25% to 12.74% and 4.5% to 12.99% today. There is no rate history available for comparison over the past 7 or 30 days. University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

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Why compare Student Loans in Austin, TX on LendMesh

If you’re applying for student loans online in Austin, TX, take your time to compare multiple lenders on LendMesh. Exploring different offers can help you uncover better rates and more flexible repayment options tailored to your needs. By staying informed and patient, you’re more likely to find a loan that supports your educational goals without unnecessary costs.

Consider subscribing to LendMesh’s alerts to make your loan search even easier. Simply set your target interest rate, and we’ll send you personalized notifications when rates drop below your preferred level. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, helping Austin borrowers like you stay informed and ready to act on the best opportunities.

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