Student Loans in Duluth, MN

Looking for the lowest student loan rates in Duluth, MN? Compare offers from trusted local lenders who understand our community and provide flexible repayment plans tailored to your needs. Finding the right loan shouldn’t be stressful—it should support your goals and future.

Duluth students and families deserve personalized service and competitive rates that make education affordable. Start comparing today to discover loans backed by local credit unions committed to helping you succeed without breaking the bank. Your path to college begins with smart choices made right here in Duluth.

NewRefinance

Filters

Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
membersccu
1.95 - 17.64 %
∞
wingsfinancial
1.99 - 17.64 %
∞
toplinecu
2.09 - 3.46 %
∞
connexuscu
2.45 - 8.7 %
∞
cafcu
2.45 - 8.7 %
∞
navyfederal
2.67 - 6.14 %
∞
elfi
2.99 - 6.75 %
15 Yrs
∞
customchoice
3.35 - 17.22 %
∞
cccu
3.74 - 13.49 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Members Cooperative's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago.

Wings Financial's Undergraduate student loan (fixed) has a rate range of 1.99% to 17.49% today, down from 2.19% to 17.49% seven days ago and 2.49% to 17.49% thirty days ago. The Medical school loan (variable) is 3.62% to 14.33% now, unchanged from seven days ago but lower than 3.75% to 13.34% thirty days ago. Topline Financial's Fixed Rate student loans have an APR of 2.09% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. Their Variable Rate loans are at 3.46% , also unchanged from 7 and 30 days ago and slightly down from 30 days ago but up from 60 days ago. For refinancing, Fixed Rate loans hold steady at 3.98% from 7 and 30 days ago, while Variable Rate refinancing loans are 4.17% , unchanged

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, and a variable APR of 6.75% , also steady over the same periods. Undergraduate Student Loans carry the same fixed rate of 2.99% , unchanged from 60 days ago, and a variable rate of 6.75% , which is also unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

City & County's fixed–rate student loans with APRs ranging from 3.74% to 13.24% , unchanged from both 7 and 30 days ago. Their variable–rate loans have APRs between 4.99% and 13.49% , also showing no change compared to 7 and 30 days prior.

🏦 Local Lenders in Duluth, MN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Saint Louis County, MN

✅WINGS FINANCIAL CREDIT UNION
✅EMBARRASS VERMILLION FEDERAL CREDIT UNION
✅ELY AREA CREDIT UNION
✅NORTH STAR CREDIT UNION
✅NORTHWOODS CREDIT UNION
✅NORTHRIDGE COMMUNITY CREDIT UNION
✅HIBBING COOPERATIVE CREDIT UNION
✅NORTH SHORE FEDERAL CREDIT UNION
✅HARBOR POINTE CREDIT UNION
✅MINNESOTA POWER EMPLOYEES CREDIT UNION
✅DULUTH FIRE DEPARTMENT CREDIT UNION
✅MEMBERS COOPERATIVE CREDIT UNION
✅CENTRICITY CREDIT UNION
✅PROCTOR CREDIT UNION
✅SUPERIOR CHOICE CREDIT UNION
✅AFFINITY PLUS FEDERAL CREDIT UNION
✅VIRGINIA COOP CREDIT UNION
✅NORTHERN COMMUNITIES CREDIT UNION
✅SHARE ADVANTAGE CREDIT UNION
✅DULUTH POLICE DEPARTMENT EMPLOYEES CREDIT UNION

Compare other loan types in Duluth, MN

Why compare Student Loans in Duluth, MN on LendMesh

If you’re searching for the lowest student loan in Duluth, MN, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals that fit your budget and goals. Taking a little extra time to review rates and terms can make a big difference in your financial future, giving you more confidence and control over your loan choices.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rate—whether it’s 4%, 5%, or another number. With weekly or monthly updates, you’ll receive expert insights, rate trends, and hand-picked offers right in your inbox. Join thousands of Duluth borrowers who trust LendMesh to stay informed and never miss a smart borrowing opportunity.

Customers are also interested in:

Lowest Student Loan