Student Loans in Duluth, MN

Looking to lower your student loan interest rates in Duluth, MN? Compare local refinancing offers to find options that fit your budget and life. Refinancing can save you money and simplify payments, helping you focus on what matters most.

Duluth residents benefit from community-driven lenders offering flexible terms and personalized support. Take a moment to explore your student loan refinancing choices and discover the best rates available right here at home.

NewRefinance

Filters

Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
membersccu
1.95 - 17.64 %
∞
wingsfinancial
1.99 - 17.64 %
∞
toplinecu
2.09 - 3.46 %
∞
connexuscu
2.45 - 8.7 %
∞
cafcu
2.45 - 8.7 %
∞
navyfederal
2.67 - 6.14 %
∞
elfi
2.99 - 6.75 %
15 Yrs
∞
customchoice
3.35 - 17.22 %
∞
cccu
3.74 - 13.49 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Members Cooperative's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago.

Wings Financial's Undergraduate student loan (fixed) has a rate range of 1.99% to 17.49% today, down from 2.19% to 17.49% seven days ago and 2.49% to 17.49% thirty days ago. The Medical school loan (variable) is 3.62% to 14.33% now, unchanged from seven days ago but lower than 3.75% to 13.34% thirty days ago. Topline Financial's Fixed Rate student loans have an APR of 2.09% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. Their Variable Rate loans are at 3.46% , also unchanged from 7 and 30 days ago and slightly down from 30 days ago but up from 60 days ago. For refinancing, Fixed Rate loans hold steady at 3.98% from 7 and 30 days ago, while Variable Rate refinancing loans are 4.17% , unchanged

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

City & County's fixed–rate student loans with APRs ranging from 3.74% to 13.24% , unchanged from both 7 and 30 days ago. Their variable–rate loans have APRs between 4.99% and 13.49% , also showing no change compared to 7 and 30 days prior.

🏦 Local Lenders in Duluth, MN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Saint Louis County, MN

✅WINGS FINANCIAL CREDIT UNION
✅EMBARRASS VERMILLION FEDERAL CREDIT UNION
✅ELY AREA CREDIT UNION
✅NORTH STAR CREDIT UNION
✅NORTHWOODS CREDIT UNION
✅NORTHRIDGE COMMUNITY CREDIT UNION
✅HIBBING COOPERATIVE CREDIT UNION
✅NORTH SHORE FEDERAL CREDIT UNION
✅HARBOR POINTE CREDIT UNION
✅MINNESOTA POWER EMPLOYEES CREDIT UNION
✅DULUTH FIRE DEPARTMENT CREDIT UNION
✅MEMBERS COOPERATIVE CREDIT UNION
✅CENTRICITY CREDIT UNION
✅PROCTOR CREDIT UNION
✅SUPERIOR CHOICE CREDIT UNION
✅AFFINITY PLUS FEDERAL CREDIT UNION
✅VIRGINIA COOP CREDIT UNION
✅NORTHERN COMMUNITIES CREDIT UNION
✅SHARE ADVANTAGE CREDIT UNION
✅DULUTH POLICE DEPARTMENT EMPLOYEES CREDIT UNION

Compare other loan types in Duluth, MN

Why compare Student Loans in Duluth, MN on LendMesh

If you’re in Duluth, MN and looking to refinance your student loans, it pays to keep comparing offers on LendMesh. Exploring multiple lenders can help you uncover better interest rates and more affordable options tailored to your financial goals. Taking a little extra time now could save you significant money over the life of your loan, making your path to financial freedom a bit smoother.

Stay informed with LendMesh’s subscription service designed for borrowers in Duluth, MN. Set your ideal interest rate target, and we’ll alert you as soon as deals fall below that point. Choose weekly or monthly updates featuring expert insights, market trends, and curated loan offers—all delivered straight to your inbox. Join thousands of savvy students who trust LendMesh to keep them one step ahead in refinancing.

Customers are also interested in:

Student Loan Refinancing Interest Rates