Student Loans in Memphis, TN

Looking for the best credit union student loans in Memphis, TN? Compare offers from trusted local lenders who understand your community and can provide flexible repayment plans designed just for you.

Start your education journey with confidence by exploring student loan options that fit your budget. Find competitive rates and support that help you focus on what matters most—your future in Memphis.

NewRefinance

Filters

Lender
APR
Term
Link
Info
university-credit-union
4.74 - 15 %
y12fcu
5.14 - 12 %
15 Yrs
leaderscu
5.99 - 12 %
dcu
6.25 - 14.5 %
altra
6.49 %
affinityplus
6.49 - 13.4 %
20 Yrs
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
bcu
8.1 - 8.25 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier. Y–12's private student loans with variable rates ranging from 5.14% to 12% and fixed rates from 5.64% to 12% . The refinance loans have the same rate ranges for both variable and fixed. There is no rate change compared to 7 or 30 days ago. Leaders Credit Union has variable student loan rates ranging from 5.99% to 12% , unchanged from both 7 and 30 days ago. Their Student Loan Refinance rates start at 6.24% and go up to 13.09% , while Medical Degree Refinance rates range from 6.74% to 10.54% .

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Altra's Student Loan has an APR of 6.49% today. This rate is unchanged from 7 and 30 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month. Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods.

Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

🏦 Local Lenders in Memphis, TN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Shelby County, TN

Compare other loan types in Memphis, TN

Why compare Student Loans in Memphis, TN on LendMesh

If you’re searching for the best credit union student loans in Memphis, TN, it pays to keep comparing lenders on LendMesh. Exploring multiple options helps you uncover better deals and cheaper rates tailored to your needs. Take your time reviewing offers so you can confidently choose the student loan that fits your financial goals and sets you up for success.

Stay informed with LendMesh’s subscription service—simply set your target interest rate, and we’ll alert you the moment loans drop below it. Receive weekly or monthly updates packed with expert insights, rate trends, and curated loan deals delivered directly to your inbox. Join thousands of Memphis borrowers who trust LendMesh to stay ahead and never miss the best student loan opportunities.

Customers are also interested in:

Best Credit Union Student Loans